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NISSAN MICRA 2016 Car Insurance

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The 2016 Nissan Micra is a compact, budget-friendly city car designed for urban driving and first-time drivers. Simple, lightweight, and affordable to purchase, it appeals to those seeking a practical vehicle for daily city commutes.

NISSAN MICRA 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2016 Nissan Micra fluctuates rather than following a clear linear trend, moving from $1027 in 2021 to a low of $859 in 2024, then rising back to $989 in 2026. Overall, insurance costs remain relatively stable over the observed period.

To find the best insurance for your NISSAN MICRA 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your NISSAN MICRA 2016 cost in Quebec?

Premiums are highest for the 2016 Micra in Sherbrooke ($1366), Gatineau ($1338), and Lévis ($1271), while Drummondville ($439) and Longueuil ($553) show the lowest amounts. The gap between the cheapest and most expensive cities exceeds $900.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $440.54
GATINEAU $1337.63
LAVAL $957.94
LÉVIS $1271.02
LONGUEUIL $552.75
MONTRÉAL $1033.91
QUÉBEC $802.13
REPENTIGNY $1255.46
Saguenay $808.83
SAINT-JEAN-SUR-RICHELIEU $710.47
SAINT-JÉRÔME $670.43
SHERBROOKE $1272.82
TERREBONNE $999.93
TROIS-RIVIÈRES $573.38

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2016 Nissan Micra?
The average cost has ranged between $859 and $1027 depending on the year, with $989 recorded in 2026. The exact amount depends heavily on the city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Have Micra 2016 premiums increased or decreased since 2021?
Premiums have fluctuated without a clear direction, moving from $1027 in 2021 down to $859 in 2024, then back up to $989 in 2026. This is not a continuous rise or decline.
Which city offers the lowest insurance cost for a 2016 Micra?
Based on the data provided, Drummondville ($439) and Longueuil ($553) show the lowest average premiums for this model.
Why do premiums vary so much between Sherbrooke and Drummondville?
Factors such as population density, claim frequency, and vehicle theft rates in each region explain the notable gap between Sherbrooke ($1366) and Drummondville ($439).
What factors influence the insurance premium for a 2016 Micra?
Vehicle age, replacement value, the model's claims history, and the driver's city of residence are the main factors determining the premium.
How can I reduce my Micra 2016 insurance cost?
Comparing quotes from several insurers, choosing a higher deductible, and bundling insurance policies are practical ways to reduce the premium.

Offers received by our customers on NISSAN MICRA 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026