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SATURN ION 2004 Car Insurance

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The 2004 Saturn ION is an affordable compact sedan, once known for its dent-resistant body panels and straightforward mechanicals. It suits drivers looking for an economical, easy-to-maintain vehicle for everyday use.

SATURN ION 2004 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Premiums for the 2004 Saturn ION vary noticeably across the available years, moving from $163 in 2021 to $590 in 2022, dropping to $349 in 2024 and $313 in 2025, then rising again to $493 in 2026. This fluctuation reflects short-term market shifts rather than a stable trend, as the historical record is discontinuous.

To find the best insurance for your SATURN ION 2004 vehicle, it is more important than ever to compare the available options.

How much does insurance for your SATURN ION 2004 cost in Quebec?

In Montreal, the average premium for a 2004 Saturn ION stands at $401, a relatively modest amount reflecting the vehicle's low replacement value as an older model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $400.70

Frequently asked questions (FAQ)

How much does auto insurance cost for a 2004 Saturn ION?
Based on available data, the average premium varies significantly year to year, ranging from $163 in 2021 to $590 in 2022, with a value of $493 in 2026.
Are premiums for the 2004 Saturn ION increasing over time?
No, they fluctuate rather than follow a clear trend: $163 in 2021, $590 in 2022, $349 in 2024, $313 in 2025, and $493 in 2026. Since the historical record is discontinuous, no long-term trend can be confirmed.
How much does auto insurance cost for a 2004 Saturn ION in Montreal?
In Montreal, the average premium for this vehicle is $401, a figure reflecting the lower value of this older model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why does an older car like the Saturn ION cost less to insure?
The lower replacement value of a 2004 vehicle generally reduces premium costs compared to a newer model with more expensive parts.
How can I reduce my premium for a 2004 Saturn ION?
Comparing quotes from several insurers and adjusting coverage to match the vehicle's actual value can often secure a better price for a vehicle of this age.

Offers received by our customers on SATURN ION 2004 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026