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SUBARU CROSSTREK Car Insurance

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The Subaru Crosstrek is a compact crossover known for its standard all-wheel drive and off-road versatility. Ideal for active drivers seeking safety and year-round capability, it blends urban practicality with confidence on snowy or unpaved roads.

SUBARU CROSSTREK CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Subaru Crosstrek generally rise, moving from $998 to $1243, before dipping slightly to $1195 in 2026. This reflects higher repair costs followed by a recent stabilization.

To find the best insurance for your SUBARU CROSSTREK vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU CROSSTREK cost in Quebec?

Premiums are highest in Montreal ($1476), Laval ($1395), and Brossard ($1332), while Trois-Rivières ($950) and Lévis ($1057) show the lowest amounts. Other cities fall in a mid-range band roughly between $1100 and $1260.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1332.40
DRUMMONDVILLE $1200.10
GATINEAU $1262.35
LAVAL $1394.97
LÉVIS $1056.54
LONGUEUIL $1215.55
MONTRÉAL $1484.89
QUÉBEC $1175.10
REPENTIGNY $1086.60
Saguenay $1322.53
SAINT-JEAN-SUR-RICHELIEU $1128.08
SAINT-JÉRÔME $1097.43
SHERBROOKE $1177.80
TERREBONNE $1216.58
TROIS-RIVIÈRES $950.24

SUBARU CROSSTREK average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru Crosstrek?
The average premium for a Subaru Crosstrek varies by year, reaching $1243 in 2025 before dropping slightly to $1195 in 2026, based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Crosstrek premiums increased since 2021?
Yes, overall. The average premium rose from $998 in 2021 to $1243 in 2025, before dipping slightly to $1195 in 2026, suggesting a possible stabilization.
Which cities offer the lowest insurance costs for the Crosstrek?
Based on the data provided, Trois-Rivières ($950) and Lévis ($1057) show the lowest average premiums for this model.
Why does Montreal show the highest premium for this vehicle?
Urban density, traffic volume, and claim frequency in Montreal ($1476) contribute to higher insurance costs compared to less densely populated regions.
What factors influence a Subaru Crosstrek's premium?
All-wheel drive, parts costs, the driver's risk profile, and city of residence are among the main factors influencing the premium.
How can I lower my Crosstrek insurance cost?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to reduce the premium.

Offers received by our customers on SUBARU CROSSTREK cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this SUBARU CROSSTREK page

The premiums above cover every version of the SUBARU CROSSTREK, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CROSSTREK 5DR AWD 2016 - 2025
CROSSTREK CONVENIENCE 5DR AWD 2026
CROSSTREK HEV 5DR AWD 2016 - 2019
CROSSTREK KAZAN 5DR AWD 2017
CROSSTREK LIMITED 5DR AWD 2017 - 2026
CROSSTREK LIMITED HEV 5DR AWD 2020 - 2026
CROSSTREK ONYX 5DR AWD 2024 - 2026
CROSSTREK OUTDOOR 5DR AWD 2021 - 2023
CROSSTREK PREMIUM 5DR AWD 2020 - 2025
CROSSTREK SPORT 5DR AWD 2017 - 2024
CROSSTREK TOURING 5DR AWD 2017 - 2026
CROSSTREK TOURING HEV 5DR AWD 2016
Show the 3 other versions

CROSSTREK WILDERNESS 5DR AWD (2024 - 2025), XV CROSSTREK HEV 5DR AWD (2014 - 2015), XV CROSSTREK TOURING 5DR AWD (2013 - 2015)


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SUBARU CROSSTREK by city

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