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SUBARU OUTBACK Car Insurance

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The Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, built for active families and off-the-beaten-path adventures. It combines practicality, generous ground clearance, and well-known reliability in a versatile package.

SUBARU OUTBACK CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, average premiums for the Subaru Outback fluctuate rather than follow a steady path, moving from $1461 in 2021 down to $868 in 2022, back up to $1124 in 2023, down again to $981 in 2024, up to $1057 in 2025, and settling at $991 in 2026. This pattern suggests relative stabilization rather than a consistent upward or downward trend.

To find the best insurance for your SUBARU OUTBACK vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU OUTBACK cost in Quebec?

Premiums for the Subaru Outback are highest in Longueuil ($1355), Montreal ($1215), and Laval ($1195), while Saint-Jean-sur-Richelieu ($755), Drummondville ($863), and Saguenay ($846) show the lowest amounts. The gap between the most and least expensive cities exceeds $600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1088.12
DRUMMONDVILLE $863.18
GATINEAU $1169.63
LAVAL $1195.09
LÉVIS $1044.93
LONGUEUIL $1355.28
MONTRÉAL $1214.77
QUÉBEC $1006.10
REPENTIGNY $1018.83
Saguenay $846.13
SAINT-JEAN-SUR-RICHELIEU $755.00
SAINT-JÉRÔME $946.24
SHERBROOKE $946.98
TERREBONNE $960.68
TROIS-RIVIÈRES $875.75

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru Outback?
The average premium for a Subaru Outback varies by year, ranging from $868 in 2022 to $1461 in 2021. In 2026, the average sits at $991.
Do Subaru Outback premiums increase every year?
No. Between 2021 and 2026, premiums fluctuate rather than follow a steady trend, moving from $1461 to $868, back up to $1124, then stabilizing around $991 to $1057 in recent years.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which cities offer the lowest insurance costs for a Subaru Outback?
Based on the data, Saint-Jean-sur-Richelieu ($755), Saguenay ($846), and Drummondville ($863) show the lowest average premiums for this model.
Why does the premium vary so much between cities?
Traffic density, claim frequency, and regional theft risk explain the gap, which exceeds $600 between Longueuil ($1355) and Saint-Jean-sur-Richelieu ($755).
What factors influence the insurance price of a Subaru Outback?
Standard all-wheel drive, replacement value, driver profile, and city of residence are the main elements determining the premium.
How can I get a better price to insure a Subaru Outback?
Comparing quotes from several insurers and bundling auto insurance with another policy remain the most effective ways to lower the cost.

Offers received by our customers on SUBARU OUTBACK cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026