SUBARU OUTBACK Car Insurance

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The Subaru Outback is a rugged crossover with standard symmetrical all-wheel drive, built for active families and regional getaways. Practical and versatile, it combines high ground clearance, recognized reliability, and everyday road comfort.

SUBARU OUTBACK CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Subaru Outback fluctuate without a clear linear trend, moving from $956 in 2021 to $868 in 2022, rising to $1124 in 2023, dropping back to $981 in 2024, then climbing to $1057 in 2025 before settling at $991 in 2026. Overall movement remains moderate over the period.

To find the best insurance for your SUBARU OUTBACK vehicle, it is more important than ever to compare the available options.

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How much does insurance for your SUBARU OUTBACK cost in Quebec?

Premiums are highest for the Subaru Outback in Longueuil ($1291), Montreal ($1208), Gatineau ($1186), and Laval ($1186), while Saint-Jean-sur-Richelieu ($737), Drummondville ($846), and Saguenay ($846) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $550.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$877.27
DRUMMONDVILLE	$908.12
GATINEAU	$1104.52
LAVAL	$1176.82
LÉVIS	$956.36
LONGUEUIL	$1241.23
MONTRÉAL	$1276.78
QUÉBEC	$1075.09
REPENTIGNY	$923.94
Saguenay	$845.50
SAINT-JEAN-SUR-RICHELIEU	$819.16
SAINT-JÉRÔME	$945.10
SHERBROOKE	$925.54
TERREBONNE	$1018.63
TROIS-RIVIÈRES	$886.42

SUBARU OUTBACK average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
SUBARU OUTBACK 2026	$1441.94
SUBARU OUTBACK 2025	$1340.18
SUBARU OUTBACK 2024	$1291.75
SUBARU OUTBACK 2023	$1208.78
SUBARU OUTBACK 2022	$1177.75
SUBARU OUTBACK 2021	$1041.08
SUBARU OUTBACK 2020	$1042.75
SUBARU OUTBACK 2019	$937.01
SUBARU OUTBACK 2018	$955.22
SUBARU OUTBACK 2017	$925.85
SUBARU OUTBACK 2016	$825.43
SUBARU OUTBACK 2015	$796.37
SUBARU OUTBACK 2014	$675.05
SUBARU OUTBACK 2013	$743.79
SUBARU OUTBACK 2012	$780.49
SUBARU OUTBACK 2011	$650.81
SUBARU OUTBACK 2010	$562.35
SUBARU OUTBACK 2009	$568.06
SUBARU OUTBACK 2008	$465.12
SUBARU OUTBACK 2007	$450.01
SUBARU OUTBACK 2006	$444.63
SUBARU OUTBACK 2005	$596.20
SUBARU OUTBACK 2003	$528.50

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru Outback?

Based on available data, the average premium for a Subaru Outback was $991 in 2026, after fluctuating between $868 and $1124 in previous years.

Have Subaru Outback premiums changed much since 2021?

Yes, but without a clear upward or downward trend. The premium rose from $956 in 2021 to $1124 in 2023, then settled between $991 and $1057 from 2024 to 2026.

Which city offers the cheapest insurance for a Subaru Outback?

Based on the data provided, Saint-Jean-sur-Richelieu ($737) posts the lowest average premium, followed by Drummondville and Saguenay ($846 each).

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Subaru Outback premium vary so much between cities?

Traffic density, claim frequency, and theft rates differ by region, explaining the more than $550 gap between Longueuil and Saint-Jean-sur-Richelieu.

Does the Outback's all-wheel drive affect the insurance premium?

All-wheel drive can improve winter safety, which insurers sometimes view favorably, though other factors like vehicle value typically weigh more heavily.

How can I lower my premium for a Subaru Outback?

Comparing quotes from multiple insurers, bundling auto and home policies, and maintaining a clean driving record remain the most effective ways to reduce the premium.