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SUBARU FORESTER Car Insurance

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The Subaru Forester is a compact SUV known for its standard symmetrical all-wheel drive, reliability, and versatility. Favored by active families and outdoor enthusiasts, it combines safety, generous visibility, and reassuring off-road capability for everyday use.

SUBARU FORESTER CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Subaru Forester fluctuate noticeably, dropping from $1533 in 2021 to a low of $849 in 2023, then rising to $1228 in 2025 before easing slightly to $1115 in 2026. This uneven pattern reflects variable market adjustments rather than a steady linear trend.

To find the best insurance for your SUBARU FORESTER vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU FORESTER cost in Quebec?

Premiums are highest in Saguenay ($1654), Montreal ($1526), and Gatineau ($1396), while Sherbrooke ($825) and Saint-Jean-sur-Richelieu ($885) show the lowest amounts. The gap between the extremes exceeds $800, illustrating significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1205.66
DRUMMONDVILLE $1074.31
GATINEAU $1396.27
LAVAL $1349.03
LÉVIS $967.36
LONGUEUIL $1144.45
MONTRÉAL $1525.52
QUÉBEC $1144.06
REPENTIGNY $1104.35
Saguenay $1653.71
SAINT-JEAN-SUR-RICHELIEU $884.60
SAINT-JÉRÔME $1192.06
SHERBROOKE $825.24
TERREBONNE $1122.37
TROIS-RIVIÈRES $902.59

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru Forester?
The average premium varies by year, ranging from $849 in 2023 to $1533 in 2021, with a value of $1115 in 2026 based on the most recent data.
Have Forester premiums fluctuated a lot over time?
Yes. Between 2021 and 2026, the average premium fluctuated significantly, dropping to $849 in 2023 before rising to $1228 in 2025, without following a clear linear trend.
Which city offers the lowest insurance cost for a Forester?
Based on the data provided, Sherbrooke ($825) and Saint-Jean-sur-Richelieu ($885) post the lowest average premiums for this model.
Why is the premium higher in Saguenay?
In Saguenay, the average premium reaches $1654, the highest among the provided cities, which may reflect regional factors such as claim frequency or road conditions.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the insurance cost of a Subaru Forester?
Standard all-wheel drive, parts costs, claim frequency, and city of residence are among the main factors influencing the premium for this compact SUV.
How can I lower my premium for a Forester?
Comparing quotes from several insurers, bundling auto with home insurance, and maintaining a good driving record are effective ways to reduce the premium.

Offers received by our customers on SUBARU FORESTER cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026