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SUBARU ASCENT Car Insurance

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The Subaru Ascent is a three-row family SUV offering standard all-wheel drive, a spacious cabin, and a reputation for reliability. Designed for active families, it combines versatility, safety, and towing capability in an accessible package.

SUBARU ASCENT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the Subaru Ascent generally rise, moving from $1257 to a peak of $1668, before easing to $1495 in 2026. This pattern reflects rising repair costs followed by a slight downward adjustment.

To find the best insurance for your SUBARU ASCENT vehicle, it is more important than ever to compare the available options.

How much does insurance for your SUBARU ASCENT cost in Quebec?

Premiums are highest in Longueuil ($2756) and Montreal ($2437), well above other cities, while Sherbrooke ($1177) and Terrebonne ($1213) are the most affordable. Other cities fall in an intermediate range between $1250 and $1720.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1471.50
LAVAL $1525.21
LÉVIS $1283.94
LONGUEUIL $2756.22
MONTRÉAL $2437.01
QUÉBEC $1688.08
REPENTIGNY $1252.04
Saguenay $1673.15
SAINT-JÉRÔME $1718.66
SHERBROOKE $1176.63
TERREBONNE $1213.17
TROIS-RIVIÈRES $1610.72

Frequently asked questions (FAQ)

How much does insurance cost for a Subaru Ascent?
The average premium for a Subaru Ascent reached $1668 in 2025, before decreasing to $1495 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Have Subaru Ascent premiums always increased?
No. After rising from $1257 in 2021 to $1668 in 2025, the average premium dropped to $1495 in 2026, showing the trend is not strictly upward.
Which city has the highest Subaru Ascent insurance cost?
Based on the data provided, Longueuil has the highest premium at $2756, followed by Montreal at $2437, well above the other cities compared.
Where is the Subaru Ascent cheapest to insure?
Sherbrooke ($1177) and Terrebonne ($1213) show the lowest average premiums among the cities provided.
What factors influence a Subaru Ascent's premium?
The SUV's size, standard all-wheel drive, replacement value, and repair costs all directly affect the premium calculation for this model.
How can I lower my premium for a Subaru Ascent?
Comparing quotes from multiple insurers and bundling auto and home policies can often result in a more favorable premium for this type of vehicle.

Offers received by our customers on SUBARU ASCENT cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026