SUBARU WRX Car Insurance

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The Subaru WRX is an all-wheel-drive sports sedan known for its turbocharged engine and agile handling. It appeals to performance enthusiasts seeking capable all-season driving with everyday practicality and a distinctly sporty character.

SUBARU WRX CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Subaru WRX drops sharply from $4161 to $1776 by 2022, then gradually stabilizes between $1773 and $1996 through 2025, before slightly easing to $1967 in 2026. After an initial steep decline, insurance costs appear to have settled around $1900 to $2000.

To find the best insurance for your SUBARU WRX vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your SUBARU WRX

How much does insurance for your SUBARU WRX cost in Quebec?

The highest premiums for the Subaru WRX are found in Montreal ($2633), Saint-Jean-sur-Richelieu ($2629), and Repentigny ($2397), while Brossard ($1178) and Drummondville ($1416) post the lowest amounts. The gap between the most and least expensive cities exceeds $1400.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1178.22
DRUMMONDVILLE	$1416.33
GATINEAU	$1698.01
LAVAL	$1991.72
LÉVIS	$1946.86
LONGUEUIL	$1591.65
MONTRÉAL	$2633.48
QUÉBEC	$1977.51
REPENTIGNY	$2396.71
Saguenay	$1867.74
SAINT-JEAN-SUR-RICHELIEU	$2629.16
SAINT-JÉRÔME	$1804.19
SHERBROOKE	$1966.36
TERREBONNE	$2227.84
TROIS-RIVIÈRES	$2428.81

Frequently asked questions (FAQ)

How much does it cost to insure a Subaru WRX?

The average premium for a Subaru WRX varies by year, ranging from $1773 to $4161 based on historical data, with a recent average of about $1967 in 2026.

Why did the WRX premium drop so much between 2021 and 2022?

The average premium fell from $4161 in 2021 to $1776 in 2022, a sharp decline that may reflect adjustments in data or the risk profile assessed for this model.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory to drive on public roads.

Which city offers the lowest insurance cost for a WRX?

Based on the data provided, Brossard ($1178) and Drummondville ($1416) offer the lowest average premiums for this model.

Why does the WRX cost more to insure in Montreal?

In Montreal, the average premium reaches $2633, the highest among the cities provided, due to urban density and higher claim frequency in dense areas.

What factors influence the premium for a Subaru WRX?

Its sports-car classification, all-wheel-drive system, engine power, and specialized parts costs all contribute to premiums generally higher than standard sedans.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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