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TOYOTA ECHO Car Insurance

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The Toyota Echo is an economical subcompact known for legendary reliability and minimal fuel consumption. Designed for urban commuting, it appeals to drivers seeking simplicity, low maintenance costs, and proven durability.

TOYOTA ECHO CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Toyota Echo fluctuate without a clear linear trend, dropping from $378 in 2021 to a low of $287 in 2023, then rising to $361 in 2025 before falling back to $308 in 2026. Overall, the average premium remains below its initial level.

To find the best insurance for your TOYOTA ECHO vehicle, it is more important than ever to compare the available options.

How much does insurance for your TOYOTA ECHO cost in Quebec?

Premiums are highest in Laval ($526) and Saint-Jérôme ($409), while Sherbrooke ($178), Repentigny ($196), Saint-Jean-sur-Richelieu ($199), and Trois-Rivières ($200) show the lowest amounts. The gap between the most and least expensive cities exceeds $300.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $288.30
LAVAL $525.92
LÉVIS $215.62
MONTRÉAL $371.07
QUÉBEC $438.26
REPENTIGNY $196.47
SAINT-JEAN-SUR-RICHELIEU $397.71
SAINT-JÉRÔME $408.75
SHERBROOKE $220.36
TROIS-RIVIÈRES $215.82

TOYOTA ECHO average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
TOYOTA ECHO 2005 $367.13
TOYOTA ECHO 2004 $375.33
TOYOTA ECHO 2003 $342.24
TOYOTA ECHO 2002 $329.28
TOYOTA ECHO 2001 $376.81

Frequently asked questions (FAQ)

How much does insurance cost for a Toyota Echo?
Based on available data, the average premium for a Toyota Echo ranged from $287 to $378 between 2021 and 2026, standing at $308 in 2026.
Has the Toyota Echo's insurance premium increased since 2021?
Not consistently. The premium fluctuated between $287 and $378 over the years, with no clear upward trend, and sits at $308 in 2026, below its 2021 level.
Which city offers the cheapest insurance for a Toyota Echo?
Based on the data provided, Sherbrooke ($178) and Repentigny ($196) post the lowest average premiums for this model.
Why is the premium so much higher in Laval compared to Sherbrooke?
In Laval, the average premium reaches $526, versus $178 in Sherbrooke, a gap reflecting differences in traffic density and claim frequency between these regions.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a Toyota Echo?
Vehicle age, its lower replacement value, driver profile, and city of residence are the main factors driving premium variation, as shown by the differences between cities.
How can I find the best premium for a Toyota Echo?
Comparing quotes from several insurers remains the most effective method, given the significant differences observed between cities, ranging from $178 to $526.

Offers received by our customers on TOYOTA ECHO cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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