TOYOTA RAV4 Car Insurance

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The Toyota RAV4 is a versatile compact SUV known for its reliability, fuel efficiency, and strong presence on Quebec roads. Ideal for families and daily commuting, it combines practicality, cargo space, and a reputation for long-term durability.

TOYOTA RAV4 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, average premiums for the Toyota RAV4 fluctuate: they drop from $1946 in 2021 to $1193 in 2022, then gradually climb to $1578 in 2025, before easing slightly to $1500 in 2026. This pattern reflects successive adjustments rather than a steady linear trend.

To find the best insurance for your TOYOTA RAV4 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your TOYOTA RAV4

How much does insurance for your TOYOTA RAV4 cost in Quebec?

The highest premium is seen in MONTRÉAL ($2285), followed by LAVAL ($1685) and BROSSARD ($1649), while DRUMMONDVILLE ($1246) and REPENTIGNY ($1342) show the lowest amounts. Other cities fall within a mid-range band between $1360 and $1540.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1649.35
DRUMMONDVILLE	$1246.06
GATINEAU	$1511.14
LAVAL	$1684.67
LÉVIS	$1446.22
LONGUEUIL	$1473.50
MONTRÉAL	$2285.07
QUÉBEC	$1485.84
REPENTIGNY	$1341.89
Saguenay	$1368.24
SAINT-JEAN-SUR-RICHELIEU	$1362.03
SAINT-JÉRÔME	$1489.97
SHERBROOKE	$1433.61
TERREBONNE	$1537.47
TROIS-RIVIÈRES	$1418.56

Frequently asked questions (FAQ)

How much does auto insurance cost for a Toyota RAV4?

In 2026, the average premium for a Toyota RAV4 is $1500. This amount has varied over the years, dropping from $1946 in 2021 to $1193 in 2022, before gradually climbing back up.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the RAV4 premium vary so much between 2021 and 2022?

The average premium dropped from $1946 to $1193 between these two years, a gap that may reflect changes in the collected data or insured driver profiles during that period.

Which city has the highest RAV4 insurance premium?

Based on the data provided, MONTRÉAL shows the highest premium at $2285, well above other cities such as LAVAL ($1685) or DRUMMONDVILLE ($1246).

What factors influence a RAV4's insurance premium?

Driver profile, city of residence, model year, and the vehicle's claims history are elements that directly influence the premium amount.

How can I lower my insurance premium for a RAV4?

Comparing quotes from multiple insurers, bundling auto and home insurance, and maintaining a good driving record are effective ways to secure a more favorable premium.