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VOLKSWAGEN PASSAT 2021 Car Insurance

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The 2021 Volkswagen Passat is a German midsize sedan combining road comfort, refined finishing, and generous cabin space. It appeals to drivers seeking a versatile, understated, and well-equipped car for daily use or long trips.

VOLKSWAGEN PASSAT 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, the average premium for the 2021 Passat fluctuates significantly, moving from $1109 to $653, then rising to $1831, dipping to $1365, before reaching $2174 in 2026. This volatility reflects notable swings rather than a steady linear trend.

To find the best insurance for your VOLKSWAGEN PASSAT 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN PASSAT 2021 cost in Quebec?

Montreal shows the highest premium at $4149, well above Gatineau ($1807), Drummondville ($1249), and Saint-Jean-sur-Richelieu ($1153). The gap between Montreal and the other cities provided is especially pronounced.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1249.22
GATINEAU $1806.59
MONTRÉAL $4149.27
SAINT-JEAN-SUR-RICHELIEU $1152.57

Frequently asked questions (FAQ)

How much does it cost to insure a 2021 Volkswagen Passat?
Based on the available data, the average premium for a 2021 Passat has varied significantly, ranging from $653 to $2174 between 2022 and 2026, with the most recent value at $2174 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for the 2021 Passat vary so much year to year?
The data shows notable swings, from $653 to $2174, which may reflect changes in the insured driver sample or repair costs rather than a stable trend.
Which city has the highest insurance cost for a 2021 Passat?
Montreal shows the highest premium among the cities provided, at $4149, compared to $1807 in Gatineau and roughly $1150 to $1250 in Drummondville and Saint-Jean-sur-Richelieu.
What factors influence the insurance premium for a 2021 Passat?
Driver profile, place of residence, claims history, and annual mileage are among the factors that can explain premiums ranging from $653 to over $4000 depending on the city.
How can I lower my premium for a 2021 Passat?
Comparing quotes from several insurers, especially if you live in a higher-cost city like Montreal, remains the most effective way to reduce the insurance cost.

Offers received by our customers on VOLKSWAGEN PASSAT 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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