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VOLKSWAGEN PASSAT 2012 Car Insurance

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The 2012 Volkswagen Passat is a German family sedan known for its comfortable ride, solid build quality, and spacious cabin. A proven model, it appeals to drivers seeking a reliable, cost-effective sedan that's comfortable over long distances.

VOLKSWAGEN PASSAT 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2012 Passat fluctuate irregularly, moving from $944 to $1077, then dropping to $624 and $688, reaching $569 in 2025 before rising back to $878 in 2026. This variability reflects the vehicle's advancing age and shifting year-to-year adjustments.

To find the best insurance for your VOLKSWAGEN PASSAT 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN PASSAT 2012 cost in Quebec?

Premiums vary significantly by city for the 2012 Passat: Brossard shows the highest amount ($1487), followed by Sherbrooke ($817) and Montreal ($751), while Longueuil ($271) and Laval ($500) offer the lowest premiums.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1486.99
GATINEAU $699.94
LAVAL $500.31
LONGUEUIL $270.76
MONTRÉAL $750.95
SHERBROOKE $816.87

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Volkswagen Passat?
Based on available data, the average premium for a 2012 Volkswagen Passat ranges from $569 to $1077 depending on the year, reaching $878 in 2026.
Have premiums for the 2012 Passat changed much over the years?
Yes. The premium fluctuated from $944 in 2021 down to a low of $569 in 2025, then rose back to $878 in 2026, without a clear linear trend.
Which city has the highest insurance cost for the 2012 Passat?
Based on the data provided, Brossard shows the highest premium at $1487, well above other compared cities like Longueuil ($271).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why can a 2012 vehicle's premium still vary this much?
Vehicle age, replacement value, claims history, and regional factors all influence premiums, which can create significant year-to-year differences.
How can I lower my premium for a 2012 Passat?
Comparing quotes from several insurers, adjusting optional coverage, and checking eligibility for age-related discounts are effective ways to reduce the premium.

Offers received by our customers on VOLKSWAGEN PASSAT 2012 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026