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VOLKSWAGEN PASSAT Car Insurance

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The Volkswagen Passat is a German midsize sedan known for its comfortable ride, refined cabin, and spacious interior. It appeals to drivers seeking a balance of European refinement, stable handling, and everyday practicality.

VOLKSWAGEN PASSAT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the Volkswagen Passat fluctuates rather than following a straight trend, rising from $1036 in 2021 to a peak of $1271 in 2024 before dropping back to $1029 in 2026. Overall, amounts remain relatively stable over the period.

To find the best insurance for your VOLKSWAGEN PASSAT vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLKSWAGEN PASSAT cost in Quebec?

Premiums are highest in Gatineau ($1787), Saint-Jean-sur-Richelieu ($1369), and Quebec City ($1336), while Repentigny ($362), Saguenay ($451), and Lévis ($620) show the lowest amounts. The gap between the most expensive and most affordable cities is particularly pronounced for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1143.66
DRUMMONDVILLE $1053.44
GATINEAU $1786.99
LAVAL $966.20
LÉVIS $620.09
LONGUEUIL $1212.92
MONTRÉAL $1173.22
QUÉBEC $1335.68
REPENTIGNY $361.90
Saguenay $451.26
SAINT-JEAN-SUR-RICHELIEU $1369.04
SHERBROOKE $960.84
TERREBONNE $1137.98
TROIS-RIVIÈRES $808.95

VOLKSWAGEN PASSAT average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does it cost to insure a Volkswagen Passat?
The average premium for a Volkswagen Passat has ranged between $982 and $1271 depending on the year, settling at $1029 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Passat premiums increased significantly since 2021?
Not consistently. The premium rose from $1036 in 2021 to a peak of $1271 in 2024, then dropped back to $1029 in 2026, showing fluctuation rather than steady growth.
Which city has the highest insurance cost for a Passat?
Based on the data provided, Gatineau has the highest premium at $1787, followed by Saint-Jean-sur-Richelieu ($1369) and Quebec City ($1336).
Where is the Passat cheapest to insure?
Repentigny ($362), Saguenay ($451), and Lévis ($620) show the lowest average premiums for this model according to available data.
What factors influence a Passat's insurance premium?
Vehicle age, location, driver profile, and the cost of German-made parts can all influence the premium, which varies significantly between cities.
How can I lower my Passat insurance premium?
Comparing quotes from several insurers, bundling auto and home coverage, and checking available discounts based on your profile are effective ways to reduce the premium.

No recent premium example was found for "VOLKSWAGEN PASSAT".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

Versions covered by this VOLKSWAGEN PASSAT page

The premiums above cover every version of the VOLKSWAGEN PASSAT, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
PASSAT 1.8 TSI 4DR 2014 - 2017
PASSAT 2.0 TDI 4DR 2012 - 2015
PASSAT 2.0 TSI 4DR 2010 - 2018
PASSAT 2.0 TSI WAGON 2010
PASSAT 2.0T 4DR 2006 - 2018
PASSAT 2.0T WAGON 2007 - 2010
PASSAT 2.5 4DR 2012 - 2014
PASSAT 3.6 4DR 2006 - 2018
PASSAT 3.6 4MOTION 4DR 2006 - 2008
PASSAT 3.6 4MOTION WAGON 2007 - 2010
PASSAT 3.6 WAGON 2007
PASSAT COMFORTLINE 2.0 TSI 4DR 2020
Show the 27 other versions

PASSAT EXECLINE 2.0 TSI 4DR (2020 - 2021), PASSAT GL 1.8T 4DR (2003 - 2005), PASSAT GL 1.8T WAGON (2003 - 2004), PASSAT GL TDI 4DR (2004 - 2005), PASSAT GL TDI WAGON (2004 - 2005), PASSAT GLS 1.8T 4DR (2001 - 2005), PASSAT GLS 1.8T 4MOTION 4DR (2004 - 2005), PASSAT GLS 1.8T 4MOTION WAGON (2004 - 2005), PASSAT GLS 1.8T WAGON (2001 - 2005), PASSAT GLS TDI 4DR (2004 - 2005), PASSAT GLS TDI WAGON (2004 - 2005), PASSAT GLS V6 4DR (2001 - 2005), PASSAT GLS V6 4MOTION 4DR (2001 - 2002), PASSAT GLS V6 4MOTION WAGON (2001 - 2002), PASSAT GLS V6 WAGON (2001 - 2005), PASSAT GLS VR6 WAGON (2001 - 2003), PASSAT GLX 4DR (2001 - 2003), PASSAT GLX V6 4DR (2001 - 2005), PASSAT GLX V6 4MOTION 4DR (2001 - 2005), PASSAT GLX V6 4MOTION WAGON (2001 - 2005), PASSAT GLX V6 WAGON (2001 - 2005), PASSAT GT 3.6 4DR (2018), PASSAT HIGHLINE 2.0 TSI 4DR (2020 - 2022), PASSAT S 2.0 TSI 4DR (2021), PASSAT W8 4MOTION 4DR (2002 - 2004), PASSAT W8 4MOTION WAGON (2002 - 2004), PASSAT WOLFSBURG 2.0 TSI 4DR (2019)


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