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VOLVO S40 2006 Car Insurance

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The 2006 Volvo S40 is a Swedish compact sedan focused on safety, understated style, and comfortable driving manners. It attracts pragmatic drivers looking for a discreet, well-built, and affordable used vehicle.

VOLVO S40 2006 CAR INSURANCE RATES SINCE 2021.

Available data for the 2006 Volvo S40 covers 2021, 2023, 2024, and 2025, with no value for 2022. The premium fluctuates significantly, moving from $266 in 2021 to a peak of $701 in 2023, then dropping to $269 in 2024 before rising again to $369 in 2025. This variability makes it difficult to identify a clear linear trend.

To find the best insurance for your VOLVO S40 2006 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S40 2006 cost in Quebec?

Based on the data provided, the average premium for the 2006 Volvo S40 in Sherbrooke is $316. No other cities were provided to allow for a broader geographic comparison.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
SHERBROOKE $316.1

Frequently asked questions (FAQ)

How much does insurance cost for a 2006 Volvo S40?
Based on available data, the average premium varies significantly by year, ranging from $266 in 2021 to $701 in 2023, with $369 recorded in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for the 2006 Volvo S40 vary so much year to year?
Fluctuations, such as the peak of $701 in 2023 followed by a drop to $269 in 2024, may result from changes in insured driver profiles, claim frequency, or insurer adjustments for this older model.
What is the average insurance cost in Sherbrooke for this model?
In Sherbrooke, the average premium for a 2006 Volvo S40 is $316, based on the data provided.
What factors influence the premium for a 2006 Volvo S40?
Vehicle age, parts availability, the model's claims history, and the driver's profile are key elements influencing the premium for this used vehicle.
How can I lower insurance costs for an older vehicle like the S40 2006?
Comparing quotes from several insurers, adjusting deductibles, and checking whether reduced coverage is sufficient for a vehicle of this age are practical ways to limit costs.

No recent premium example was found for "VOLVO S40 2006".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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