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VOLVO XC90 Car Insurance

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The Volvo XC90 is a premium family SUV known for exemplary safety, refined cabin design, and Scandinavian comfort. Ideal for families, it combines advanced technology with generous three-row seating space.

VOLVO XC90 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Volvo XC90 fluctuate before rising sharply, moving from $1264 to $2181 in 2025 and settling slightly at $2118 in 2026. This marked increase reflects rising repair and replacement costs for luxury SUVs.

To find the best insurance for your VOLVO XC90 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC90 cost in Quebec?

Premiums vary significantly by city: Montreal shows the highest amount ($4014), followed by Longueuil ($2923) and Repentigny ($2544), while Drummondville ($964) and Gatineau ($1448) offer the most affordable premiums. The gap between the most and least expensive cities exceeds $3000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2282.14
DRUMMONDVILLE $964.03
GATINEAU $1448.06
LAVAL $2032.58
LÉVIS $2280.80
LONGUEUIL $2923.38
MONTRÉAL $4013.63
QUÉBEC $2224.21
REPENTIGNY $2544.06
Saguenay $2496.42
SAINT-JEAN-SUR-RICHELIEU $1743.24
SAINT-JÉRÔME $2254.12
SHERBROOKE $1715.2
TERREBONNE $1975.48
TROIS-RIVIÈRES $2254.12

Frequently asked questions (FAQ)

How much does it cost to insure a Volvo XC90?
The average premium for a Volvo XC90 reached $2181 in 2025 and stands at $2118 in 2026, based on the available data for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why has the XC90's premium increased so much since 2021?
The premium rose from $1264 in 2021 to $2181 in 2025, a significant increase tied to the vehicle's high value and rising costs for specialized repair parts.
Which city has the highest cost to insure the XC90?
Montreal shows the highest premium at $4014, followed by Longueuil at $2923, a considerable gap compared to Drummondville which shows only $964.
Why do premiums vary so much between cities?
Traffic density, theft and claim frequency, and specialized labor costs largely explain these differences, particularly between Montreal and regions like Drummondville.
What factors influence insurance costs for an SUV like the XC90?
High replacement value, imported parts costs, engine power, and the risk profile associated with luxury SUVs are key factors driving costs for this model.
How can I reduce insurance costs for a Volvo XC90?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are effective ways to reduce the total cost.

Offers received by our customers on VOLVO XC90 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026