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VOLVO S40 2007 Car Insurance

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The 2007 Volvo S40 is a Swedish compact sedan built around safety, understated design, and quiet comfort. It appeals to drivers seeking a reliable, well-built vehicle that is less flashy than its German rivals.

VOLVO S40 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2007 Volvo S40 fluctuate significantly: they decrease from $494 to $363 between 2022 and 2024, then jump to $747 in 2025 before settling at $732 in 2026. This volatility may reflect changes in the risk profile of this aging model.

To find the best insurance for your VOLVO S40 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S40 2007 cost in Quebec?

Based on the data provided, the average premium in Montreal for the 2007 Volvo S40 stands at $732, a figure consistent with the recent 2026 average observed for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $732.1

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Volvo S40?
The average premium for a 2007 Volvo S40 is $732 in 2026, after reaching $747 in 2025. Previous years showed lower amounts, ranging from $363 to $494.
Why did the premium for the 2007 Volvo S40 rise so sharply recently?
Between 2024 and 2025, the average premium jumped from $363 to $747, a notable increase that may reflect higher repair costs or a pricing revision for this aging model.
How much does insurance cost for a 2007 Volvo S40 in Montreal?
In Montreal, the average premium for this model is $732, similar to the overall average observed for 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a 2007 Volvo S40?
The vehicle's age, parts availability, replacement value, and the model's claims history all play a role in determining the premium.
How can I reduce insurance costs for an older vehicle like the S40 2007?
Comparing quotes from multiple insurers, adjusting deductibles, and assessing whether reduced coverage suits the vehicle's current value can help lower the premium.

Offers received by our customers on VOLVO S40 2007 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026