VOLVO EX40 Car Insurance

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The Volvo EX40 is a fully electric compact SUV built around Scandinavian safety, comfort, and quiet driving dynamics. It appeals to environmentally conscious urban drivers seeking a premium vehicle that blends technology with everyday practicality.

VOLVO EX40 CAR INSURANCE RATES SINCE 2024.

Since the Volvo EX40 is a recent model, only three years of data are available. Premiums remain relatively stable, moving from $2493 in 2024 to $2457 in 2025, then to $2476 in 2026, without a marked upward or downward trend.

To find the best insurance for your VOLVO EX40 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your VOLVO EX40

How much does insurance for your VOLVO EX40 cost in Quebec?

Premiums for the EX40 vary significantly by city: Quebec City shows the highest amount ($3584), followed by Saint-Jérôme ($3129) and Montreal ($3069), while Laval stands out with a notably lower premium ($1874).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
LAVAL	$1874.33
MONTRÉAL	$3069.44
QUÉBEC	$3584.48
SAINT-JÉRÔME	$3129.39

Frequently asked questions (FAQ)

How much does insurance cost for a Volvo EX40?

The average premium for the Volvo EX40 is around $2476 in 2026, after being $2493 in 2024 and $2457 in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a Volvo EX40?

Based on the data provided, Laval shows the lowest average premium ($1874), well below Montreal ($3069) and Quebec City ($3584).

Why does Quebec City show such a high premium for the EX40?

The data shows a premium of $3584 in Quebec City, the highest among the provided cities, which may reflect local factors related to claim frequency or driver profiles in that region.

Are EX40 premiums increasing over time?

Over the three available years, premiums remain stable rather than steadily rising, moving from $2493 to $2457 and then to $2476.

Does an electric vehicle like the EX40 cost more to insure?

Electric vehicles can have higher repair and parts replacement costs, which may influence premiums, though this varies by insurer and region.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/13/2026

Model version by year

Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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