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VOLVO XC70 Car Insurance

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The Volvo XC70 is a raised wagon blending sedan-like comfort with light off-road versatility. Known for its Scandinavian safety and durability, it suits families and drivers seeking a practical vehicle for long-distance travel.

VOLVO XC70 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Volvo XC70 fluctuate significantly, moving from $1041 in 2021 to $575 in 2022, rising to $718 in 2023, dropping to $610 in 2024, spiking to $2112 in 2025, then falling to $505 in 2026. This volatility makes it difficult to identify a stable long-term trend.

To find the best insurance for your VOLVO XC70 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO XC70 cost in Quebec?

Among the cities provided, Sherbrooke shows the highest premium for the Volvo XC70 ($1184), followed by Montreal ($953) and Saguenay ($915). Repentigny ($256) and Trois-Rivières ($319) show the lowest amounts, revealing a substantial gap between the analyzed cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $442.87
LONGUEUIL $433.82
MONTRÉAL $952.66
QUÉBEC $432.84
REPENTIGNY $256.15
Saguenay $914.51
SAINT-JEAN-SUR-RICHELIEU $798.87
SHERBROOKE $1184.25
TROIS-RIVIÈRES $318.72

Frequently asked questions (FAQ)

How much does insurance cost for a Volvo XC70?
The average premium varies significantly by year, ranging from $505 in 2026 to $2112 in 2025. These wide swings reflect the volatility in the available data for this model.
Why does the Volvo XC70 premium fluctuate so much year to year?
The data shows marked variation, including a spike to $2112 in 2025 followed by a drop to $505 in 2026, which may reflect changes in insured profiles or claims history.
Which city offers the cheapest insurance for a Volvo XC70?
Based on the data provided, Repentigny ($256) and Trois-Rivières ($319) show the lowest average premiums for this model.
Is Sherbrooke more expensive than Montreal for insuring an XC70?
Yes. Sherbrooke has an average premium of $1184, higher than Montreal's $953, making it the most expensive city among those analyzed.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a Volvo XC70?
Replacement value, specialized parts costs, and the model's claims history contribute to the variations observed, including the spike to $2112 in 2025.
How can I lower my premium for a Volvo XC70?
Comparing quotes from several insurers remains the most effective approach, especially given the significant variation in premiums observed by city and year.

Offers received by our customers on VOLVO XC70 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026