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VOLVO S40 2007 Car Insurance

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The 2007 Volvo S40 is a Swedish compact sedan focused on safety, understated design, and quiet comfort. It appeals to drivers seeking a reliable, well-built vehicle that's less flashy than its German rivals.

VOLVO S40 2007 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2007 Volvo S40 fluctuate noticeably, moving from $494 to $418, then to $363, before jumping to $747 in 2025 and settling at $732 in 2026. This marked variation reflects shifts in the insured risk profile rather than a linear trend.

To find the best insurance for your VOLVO S40 2007 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S40 2007 cost in Quebec?

Based on the available data, the average premium for the 2007 Volvo S40 in Montreal stands at $732, a figure consistent with the most recent premium recorded for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
MONTRÉAL $732.1

Frequently asked questions (FAQ)

How much does insurance cost for a 2007 Volvo S40?
The average premium for a 2007 Volvo S40 varies by year, ranging from $363 to $747 between 2022 and 2026, with a recent value of $732 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2007 Volvo S40 vary so much between 2022 and 2025?
The premium dropped from $494 in 2022 to $363 in 2024, then jumped to $747 in 2025. Such swings can result from changes in insured driver profiles or repair costs specific to this older model.
How much does insurance cost for a 2007 Volvo S40 in Montreal?
In Montreal, the average premium for this model stands at $732, reflecting the most recent available data point.
What factors influence the premium for a 2007 Volvo S40?
Vehicle age, parts availability, claims history, and driver profile all affect the premium, which can vary significantly year to year for a 2007 model.
What is civil liability coverage in auto insurance?
It is the coverage that protects the driver against damages caused to others. In Quebec, a minimum of $50,000 is required by law.
How can I get a better premium for a 2007 Volvo S40?
Comparing quotes from multiple insurers and checking eligibility for discounts tied to vehicle age or a clean driving record can help lower the premium.

No recent premium example was found for "VOLVO S40 2007".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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