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VOLVO S80 Car Insurance

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The Volvo S80 is a Scandinavian executive sedan built around safety, comfort, and understated elegance. Designed for drivers who favor quiet refinement over flash, it delivers a composed and reassuring driving experience.

VOLVO S80 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Volvo S80 fluctuates significantly, rising from $649 in 2021 to a peak of $1502 in 2022, then gradually declining to $395 by 2026. This variation reflects the model's aging and its declining insurable value over time.

To find the best insurance for your VOLVO S80 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S80 cost in Quebec?

Among the provided cities, Sherbrooke shows the highest average premium ($601), followed by Repentigny ($474) and Laval ($440), while Brossard posts the lowest amount ($144). The gap between these cities remains notable for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $439.53
REPENTIGNY $474.10
SHERBROOKE $584.64

VOLVO S80 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
VOLVO S80 2015 $1416.10
VOLVO S80 2011 $1964.38
VOLVO S80 2010 $1308.90
VOLVO S80 2009 $726.12
VOLVO S80 2008 $727.74
VOLVO S80 2007 $793.45
VOLVO S80 2004 $217.95

Frequently asked questions (FAQ)

How much does auto insurance cost for a Volvo S80?
The average premium for a Volvo S80 varies by year, ranging from $395 in 2026 to a peak of $1502 in 2022. In 2025, the average stood at $887.
Why did the Volvo S80 premium vary so much between 2021 and 2026?
The premium climbed to $1502 in 2022 before gradually declining to $395 in 2026, a typical pattern linked to the vehicle's aging and its decreasing replacement value.
Which city offers the lowest insurance cost for a Volvo S80?
Based on the data provided, Brossard shows the lowest premium ($144), well below Laval ($440), Repentigny ($474), and Sherbrooke ($601).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does a Volvo S80's premium decrease over the years?
As with most vehicles, replacement value drops with age, which generally lowers the premium, as shown by the decline from $1502 in 2022 to $395 in 2026.
How can I lower my premium for a Volvo S80?
Comparing quotes from several insurers, adjusting deductibles, and checking eligibility for discounts tied to the vehicle's age can help reduce the premium cost.

Offers received by our customers on VOLVO S80 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this VOLVO S80 page

The premiums above cover every version of the VOLVO S80, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
S80 2.5T 4DR 2004 - 2006
S80 2.5T 4DR AWD 2004 - 2006
S80 2.9 4DR 2001 - 2004
S80 3.2 4DR 2007 - 2014
S80 3.2 4DR AWD 2007 - 2008
S80 T-6 4DR 2001 - 2005
S80 T-6 4DR AWD 2008 - 2015
S80 T-6 EXECUTIVE 4DR 2001 - 2002
S80 T5 4DR 2015 - 2016
S80 V8 4DR AWD 2007 - 2010

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