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VOLVO S40 Car Insurance

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The Volvo S40 is a compact luxury sedan distinguished by its clean Scandinavian design and safety-focused approach. Offering an elegant, minimalist cabin, it combines comfort, practical technologies, and balanced driving dynamics. Appreciated for its build quality and understated yet refined character, the S40 represents a distinctive European alternative in the premium compact sedan segment.

VOLVO S40 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Insurance premiums for the Volvo S40 show a fluctuating trend between 2021 and 2025. Starting at $951 in 2021, they drop significantly to $529 in 2022, then increase slightly to $562 in 2023 and $563 in 2024, before rising significantly to $799 in 2025.

To find the best insurance for your VOLVO S40 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S40 cost in Quebec?

Insurance costs for the Volvo S40 vary considerably by city. Quebec shows the highest premiums at $1722, while Laval offers the most affordable at just $247. Longueuil ($863), Saint-Jérôme ($747), Montreal ($554), Gatineau ($495), and Sherbrooke ($316) complete this contrasting geographical landscape.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $247.43
LONGUEUIL $900
MONTRÉAL $510.68
QUÉBEC $1722.20
SHERBROOKE $316.1

Offers received by our customers on VOLVO S40 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 11/22/2025