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VOLVO S90 Car Insurance

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The Volvo S90 is a Scandinavian luxury sedan built around clean design, refined comfort, and advanced safety technology. It appeals to drivers seeking an elegant, understated alternative to premium German sedans.

VOLVO S90 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Volvo S90 fluctuate noticeably, rising from $1668 in 2021 to a peak of $3152 in 2025, before dropping back to $2279 in 2026. This variability suggests episodic influences on costs rather than a stable linear trend.

To find the best insurance for your VOLVO S90 vehicle, it is more important than ever to compare the available options.

How much does insurance for your VOLVO S90 cost in Quebec?

Based on the available data, the average premium for the Volvo S90 is higher in Quebec City ($2370) than in Lévis ($2040), a difference of about $330 between the two provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LÉVIS $2039.95
QUÉBEC $2369.66

VOLVO S90 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
VOLVO S90 2022 $1970.72
VOLVO S90 2021 $2015.84
VOLVO S90 2018 $1687.80
VOLVO S90 2017 $2004.70

Frequently asked questions (FAQ)

How much does it cost to insure a Volvo S90?
Based on historical data, the average premium for a Volvo S90 has ranged between $1668 and $3152 between 2021 and 2026, standing at $2279 in 2026.
Has the Volvo S90 premium changed much over time?
Yes. Between 2021 and 2026, the average premium fluctuated significantly, peaking at $3152 in 2025 before dropping to $2279 in 2026, without a clear linear trend.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Is the Volvo S90 more expensive to insure in Quebec City or Lévis?
Based on the data provided, the average premium is higher in Quebec City ($2370) than in Lévis ($2040), a difference of about $330.
Why can the Volvo S90 premium vary so much year to year?
Luxury sedans like the S90 carry high parts and repair costs, which can amplify the effect of factors like claim frequency or shifting insurable risk in a given year.
What factors influence the insurance premium of a Volvo S90?
High replacement value, specialized parts costs, driver profile, and city of residence are among the main factors influencing the premium.
How can I lower the insurance cost of a Volvo S90?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are practical ways to reduce the premium.

Offers received by our customers on VOLVO S90 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this VOLVO S90 page

The premiums above cover every version of the VOLVO S90, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
S90 INSCRIPTION B6 4DR AWD 2022
S90 INSCRIPTION RECHARGE EXT RANGE 4DR A 2022
S90 INSCRIPTION T6 4DR AWD 2019 - 2021
S90 INSCRIPTION T8 HEV 4DR AWD 2019 - 2021
S90 INSCRIPTION T8 RECHARGE 4DR AWD 2022
S90 MOMENTUM T6 4DR AWD 2019
S90 PLUS B6 4DR AWD 2023 - 2025
S90 PLUS T8 4DR AWD 2025
S90 RECHARGE PLUS 4DR AWD 2023 - 2024
S90 RECHARGE ULTIMATE 4DR AWD 2023 - 2024
S90 T5 4DR AWD 2018
S90 T6 4DR AWD 2017 - 2018
Show the 4 other versions

S90 T8 HEV 4DR AWD (2018), S90 ULTIMATE B6 4DR AWD (2023 - 2024), S90 ULTRA B6 4DR AWD (2025), S90 ULTRA T8 4DR AWD (2025)


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