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CHEVROLET CRUZE 2016 Car Insurance

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The 2016 Chevrolet Cruze is a practical, affordable compact sedan designed for daily commuting. Its reasonable comfort and moderate maintenance costs make it a popular choice for drivers seeking a reliable, no-frills car for city and highway use.

CHEVROLET CRUZE 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Chevrolet Cruze fluctuate rather than follow a linear trend, dropping from $1167 to $1079 in 2023 before rising to $1263 in 2025 and settling at $1109 in 2026. These variations reflect general shifts in repair costs rather than a steady increase.

To find the best insurance for your CHEVROLET CRUZE 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your CHEVROLET CRUZE 2016 cost in Quebec?

City differences are notable for the 2016 Cruze: Saguenay shows the highest premium ($3275), followed by Gatineau ($1900), while Drummondville ($286) and Longueuil ($553) post the lowest amounts. Montreal ($1394) and Quebec City ($1392) fall in a higher mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $286.29
GATINEAU $1900.18
LAVAL $1006.80
LÉVIS $1357.61
LONGUEUIL $552.63
MONTRÉAL $1394.11
QUÉBEC $1391.59
REPENTIGNY $959.2
Saguenay $3274.52
TERREBONNE $1350.40
TROIS-RIVIÈRES $1156.38

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Chevrolet Cruze?
In 2025, the average premium for a 2016 Chevrolet Cruze is $1263, with variations depending on city and driver profile.
Has the 2016 Cruze's premium changed a lot over the years?
Yes, but without a clear linear trend. It went from $1167 in 2021 to $1079 in 2023, then rose to $1263 in 2025 before dropping to $1109 in 2026.
Why is the premium so different between cities for the 2016 Cruze?
The gaps are significant: Saguenay shows $3275 while Drummondville shows only $286. These differences reflect local claim rates, traffic density, and regional risk profiles.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a 2016 Cruze?
The vehicle's age, claims history, parts replacement value, and the driver's city of residence all play a role in premium calculation.
Is it normal that Saguenay shows such a high premium?
Based on the data provided, Saguenay does show the highest premium ($3275) among the compared cities, which may reflect specific local risk factors.
How can I lower my insurance premium for a Cruze 2016?
Comparing quotes from several insurers, maintaining a clean driving record, and bundling auto and home insurance are effective ways to reduce the premium.

Offers received by our customers on CHEVROLET CRUZE 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/08/2026