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HONDA CLARITY Car Insurance

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The Honda Clarity is an electrified sedan offered in plug-in hybrid and hydrogen fuel-cell variants, focused on energy efficiency and comfort. It appeals to environmentally conscious drivers seeking advanced technology in a practical family-sized package.

HONDA CLARITY CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Honda Clarity fluctuate noticeably, moving from $849 to $1737, with temporary dips in 2023 and 2025. This volatility may reflect limited parts availability and the model's niche status.

To find the best insurance for your HONDA CLARITY vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CLARITY cost in Quebec?

Premiums are highest in Montreal ($2388) and Terrebonne ($1995), while Trois-Rivières ($1059) and Repentigny ($1110) show the lowest amounts. The gap between the priciest and most affordable cities exceeds $1300.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $1343.78
LÉVIS $1882.68
MONTRÉAL $2410.77
QUÉBEC $1166.94
REPENTIGNY $1192.43
SHERBROOKE $1545.54
TERREBONNE $1447.00
TROIS-RIVIÈRES $1058.67

HONDA CLARITY average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HONDA CLARITY 2021 $1302.89
HONDA CLARITY 2020 $1408.29
HONDA CLARITY 2019 $1288.94
HONDA CLARITY 2018 $1453.50

Frequently asked questions (FAQ)

How much does it cost to insure a Honda Clarity?
The average premium for a Honda Clarity varies by year, reaching $1737 in 2026 after rising from $1398 recorded in 2025.
Why does the Clarity's premium vary so much year to year?
Premiums range between $849 and $1737 depending on the year, which may reflect limited parts availability for this niche model along with fluctuations in claim volumes.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a Clarity?
Based on the data provided, Trois-Rivières ($1059) and Repentigny ($1110) post the lowest average premiums for this model.
Why does Montreal show the highest premium for the Clarity?
At $2388, Montreal records the highest premium among the provided cities, a gap that may be explained by urban density and higher claim frequency in dense areas.
Is the Clarity more expensive to insure than a regular hybrid?
Its plug-in hybrid or hydrogen fuel-cell technology can lead to higher repair costs, which influences the premium compared to more common hybrids.
How can I lower my premium for a Honda Clarity?
Comparing quotes from several insurers and checking parts availability in your region can help secure a more favorable premium for this specialized model.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HONDA CLARITY page

The premiums above cover every version of the HONDA CLARITY, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
CLARITY PHEV 4DR 2018 - 2021
CLARITY TOURING PHEV 4DR 2018 - 2021

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HONDA CLARITY by city

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