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HONDA ELEMENT Car Insurance

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The Honda Element is a compact utility vehicle known for its versatile cabin and distinctive boxy body. Designed for outdoor enthusiasts and active lifestyles, it prioritizes functionality and cargo space over traditional styling.

HONDA ELEMENT CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Honda Element fluctuate without a clear pattern, ranging between $374 (2022) and $468 (2024), settling at $461 in 2026. These variations likely reflect periodic market adjustments rather than a steady evolution.

To find the best insurance for your HONDA ELEMENT vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA ELEMENT cost in Quebec?

Premiums vary significantly by city: Drummondville shows the lowest average premium ($306), followed by Lévis ($386), while Montreal stands out with a notably higher average premium ($696).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $306.29
LÉVIS $385.68
MONTRÉAL $695.92

Frequently asked questions

How much does it cost to insure a Honda Element?

The average premium for a Honda Element varies by year, ranging from $374 to $468 between 2021 and 2026, reaching $461 in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Are Honda Element premiums increasing over time?

Not consistently. Between 2021 and 2026, premiums fluctuate between $374 and $468 without a clear upward or downward trend.

Which city offers the lowest insurance cost for a Honda Element?

Based on the data provided, Drummondville shows the lowest premium ($306), followed by Lévis ($386).

Why is the premium significantly higher in Montreal?

In Montreal, the average premium reaches $696, well above Drummondville ($306) and Lévis ($386), due to urban density and higher claim frequency.

What factors influence the premium for a Honda Element?

Vehicle age, city of residence, driver profile, and claims history are among the factors that influence the premium amount.

How can I reduce the insurance premium for this vehicle?

Comparing multiple insurer quotes and bundling auto and home insurance are effective ways to lower the cost of coverage.


Offers received by our customers on HONDA ELEMENT cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026