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HONDA HR-V Car Insurance

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The Honda HR-V is a versatile subcompact SUV valued for its smart interior space, reliability, and fuel efficiency. Ideal for urban living and weekend getaways, it appeals to drivers seeking a practical vehicle without sacrificing comfort.

HONDA HR-V CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Honda HR-V fluctuate before rising sharply: after dipping from $1074 to $963 in 2022, they climb to $1188 in 2023, then jump to $1571 in 2024, $1574 in 2025, and $1678 in 2026, reflecting a marked overall increase over the period.

To find the best insurance for your HONDA HR-V vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA HR-V cost in Quebec?

The data reveal significant disparities between cities: Drummondville shows an exceptionally high average premium ($10306), followed by Montreal ($2851), while Brossard ($1050) and Trois-Rivières ($1062) post the lowest amounts. Other cities range roughly between $1200 and $1725.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $1050.15
DRUMMONDVILLE $10306.12
GATINEAU $1468.58
LAVAL $1648.16
LÉVIS $1224.03
LONGUEUIL $1723.70
MONTRÉAL $2850.96
QUÉBEC $1507.50
REPENTIGNY $1620.03
Saguenay $1296.05
SAINT-JEAN-SUR-RICHELIEU $1497.19
SAINT-JÉRÔME $1496.83
SHERBROOKE $1448.65
TERREBONNE $1545.33
TROIS-RIVIÈRES $1062.31

Frequently asked questions

How much does it cost to insure a Honda HR-V?

Based on available data, the average premium for a Honda HR-V reached $1678 in 2026, up from $1574 recorded in 2025.

Have HR-V premiums always increased since 2021?

No. After dropping from $1074 to $963 between 2021 and 2022, premiums then rose each year, reaching $1678 by 2026.

Which city shows the highest HR-V premium?

Based on the data provided, Drummondville shows the highest average premium at $10306, followed by Montreal at $2851, a gap far larger than other cities.

Where is HR-V insurance most affordable?

Brossard ($1050) and Trois-Rivières ($1062) post the lowest average premiums among the cities provided.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.

What factors influence the premium for a Honda HR-V?

City of residence, model year, driver profile, and claims history all influence the premium, which can vary considerably from one region to another.

How can I compare prices to insure an HR-V?

Getting several quotes from different insurers remains the best way to spot pricing differences, which can be especially large depending on the city of residence.


Offers received by our customers on HONDA HR-V cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026