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HONDA CIVIC Car Insurance

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The Honda Civic is a compact sedan known for its reliability, fuel efficiency, and affordable upkeep. A popular choice among drivers of all ages, it combines everyday practicality with strong resale value, making it a staple of the compact segment.

HONDA CIVIC CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the Honda Civic drops sharply from $3080 in 2021 to $1173 in 2023, then gradually rises back to $1553 in 2026. This pattern likely reflects a data or risk-profile adjustment after 2021, followed by a more typical increase driven by repair costs.

To find the best insurance for your HONDA CIVIC vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA CIVIC cost in Quebec?

Premiums are highest in Brossard ($2501), Montreal ($2090), and Gatineau ($2088), while Trois-Rivières ($1191), Quebec City ($1292), and Drummondville ($1264) are the most affordable. The gap between the priciest and most affordable cities exceeds $1300.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2500.63
DRUMMONDVILLE $1263.91
GATINEAU $2088.08
LAVAL $1605.13
LÉVIS $1315.00
LONGUEUIL $1553.42
MONTRÉAL $2090.22
QUÉBEC $1292.23
REPENTIGNY $1968.29
Saguenay $1400.43
SAINT-JEAN-SUR-RICHELIEU $1304.73
SAINT-JÉRÔME $1352.51
SHERBROOKE $1404.93
TERREBONNE $1264.91
TROIS-RIVIÈRES $1191.14

Frequently asked questions

How much does insurance cost for a Honda Civic?

Based on the available data, the average premium for a Honda Civic is $1553 in 2026, after fluctuating between $1173 and $3080 in previous years.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why did the Civic's premium drop so much after 2021?

The average premium fell from $3080 in 2021 to $1173 in 2023, a significant drop that may reflect a change in collected data or insured profiles rather than a broader market trend.

Which city has the highest insurance cost for the Civic?

Based on the data provided, Brossard shows the highest premium at $2501, followed by Montreal ($2090) and Gatineau ($2088).

Where is the Civic cheapest to insure?

Trois-Rivières ($1191), Quebec City ($1292), and Drummondville ($1264) show the lowest average premiums among the cities analyzed.

Is the Civic's premium continuing to rise?

Since 2023, the average premium has climbed gradually, from $1173 to $1553 in 2026, suggesting a steady increase tied to repair and maintenance costs.

How can I lower my premium for a Honda Civic?

Comparing quotes from multiple insurers, maintaining a clean driving record, and choosing coverage suited to your needs are effective ways to reduce the premium cost.


Offers received by our customers on HONDA CIVIC cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026