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HONDA RIDGELINE Car Insurance

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The Honda Ridgeline is a unibody midsize pickup that prioritizes on-road comfort and versatility over extreme off-road capability. Ideal for active families, it blends SUV-like livability with everyday open-bed utility.

HONDA RIDGELINE CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Honda Ridgeline show marked growth, rising from $896 to $1181, with a peak of $1411 in 2025. After relative stability between 2021 and 2023, the increase accelerates sharply in 2024 and 2025, followed by a slight pullback in 2026.

To find the best insurance for your HONDA RIDGELINE vehicle, it is more important than ever to compare the available options.

How much does insurance for your HONDA RIDGELINE cost in Quebec?

Premiums are highest in Trois-Rivières ($1999), Longueuil ($1498), and Terrebonne ($1442), while Saint-Jean-sur-Richelieu ($923), Saguenay ($959), and Saint-Jérôme ($949) show the lowest amounts. The spread between cities exceeds $1000.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
DRUMMONDVILLE $1169.09
GATINEAU $1858.73
LAVAL $1064.27
LÉVIS $997.01
MONTRÉAL $1300.24
QUÉBEC $1258.93
Saguenay $959.48
SAINT-JEAN-SUR-RICHELIEU $923.23
SHERBROOKE $1022.42
TERREBONNE $1237.83
TROIS-RIVIÈRES $1477.55

HONDA RIDGELINE average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Frequently asked questions (FAQ)

How much does insurance cost for a Honda Ridgeline?
The average premium for a Honda Ridgeline was $1181 in 2026, after peaking at $1411 in 2025. This amount varies by city and driver profile.
Have Ridgeline premiums increased significantly?
Yes. Between 2021 and 2025, the average premium rose from $896 to $1411, a substantial increase, followed by a slight pullback to $1181 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Which city has the highest Ridgeline insurance cost?
Based on the data provided, Trois-Rivières shows the highest premium at $1999, well above the average of other compared cities.
Where is the Ridgeline cheapest to insure?
Saint-Jean-sur-Richelieu ($923), Saguenay ($959), and Saint-Jérôme ($949) show the lowest average premiums for this model.
Why did the premium jump in 2024 and 2025?
Rising repair costs, parts prices, and claim frequency may explain the jump from $900 in 2023 to $1411 in 2025 for the Ridgeline.
How can I lower my Ridgeline insurance premium?
Comparing quotes from several insurers, choosing a higher deductible, and bundling auto and home insurance are effective ways to reduce the cost.

Offers received by our customers on HONDA RIDGELINE cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HONDA RIDGELINE page

The premiums above cover every version of the HONDA RIDGELINE, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
RIDGELINE BLACK EDITION 4WD 2017 - 2019
RIDGELINE BLACK EDITION AWD 2020 - 2026
RIDGELINE DX 4WD 2009 - 2014
RIDGELINE EX-L 4WD 2006 - 2019
RIDGELINE EX-L AWD 2020 - 2023
RIDGELINE LX 4WD 2006 - 2018
RIDGELINE RT 2WD 2017
RIDGELINE RT 4WD 2006 - 2017
RIDGELINE RTL 2WD 2018 - 2019
RIDGELINE RTL 4WD 2006 - 2014
RIDGELINE RTL AWD 2024
RIDGELINE RTL-T 4WD 2017 - 2018
Show the 11 other versions

RIDGELINE RTS 2WD (2017), RIDGELINE RTS 4WD (2006 - 2017), RIDGELINE RTX 4WD (2007 - 2008), RIDGELINE SE 4WD (2014), RIDGELINE SPORT 2WD (2017), RIDGELINE SPORT 4WD (2012 - 2019), RIDGELINE SPORT AWD (2020 - 2026), RIDGELINE TOURING 4WD (2012 - 2019), RIDGELINE TOURING AWD (2020 - 2023), RIDGELINE TRAILSPORT AWD (2024 - 2026), RIDGELINE VP 4WD (2009 - 2013)


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