HONDA ACCORD Car Insurance

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The Honda Accord is a midsize family sedan known for its reliability, spacious comfort, and strong resale value. It appeals to drivers seeking a balance of everyday practicality, modern technology, and manageable maintenance costs.

HONDA ACCORD CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Honda Accord fluctuate significantly: they drop sharply from $2101 in 2021 to $826 in 2022, then gradually climb to $1282 in 2025, before easing slightly to $1236 in 2026. This pattern suggests periodic market adjustments rather than a linear trend.

To find the best insurance for your HONDA ACCORD vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your HONDA ACCORD

How much does insurance for your HONDA ACCORD cost in Quebec?

Premiums are highest in Montreal ($1751), Longueuil ($1721), and Brossard ($1574), while Drummondville ($815) and Saint-Jérôme ($857) show the lowest amounts. The gap between cities remains considerable, reflecting very different urban risk profiles.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
BROSSARD	$1271.64
DRUMMONDVILLE	$857.38
GATINEAU	$1465.27
LAVAL	$1605.06
LÉVIS	$1187.80
LONGUEUIL	$1798.52
MONTRÉAL	$1793.49
QUÉBEC	$1182.62
REPENTIGNY	$918.40
Saguenay	$885.61
SAINT-JEAN-SUR-RICHELIEU	$1585.94
SAINT-JÉRÔME	$712.05
SHERBROOKE	$1323.94
TERREBONNE	$1522.51
TROIS-RIVIÈRES	$1054.69

HONDA ACCORD average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year	Average premium
HONDA ACCORD 2026	$2322.91
HONDA ACCORD 2025	$2487.00
HONDA ACCORD 2024	$2104.35
HONDA ACCORD 2023	$1853.49
HONDA ACCORD 2022	$1967.05
HONDA ACCORD 2021	$1858.78
HONDA ACCORD 2020	$1652.65
HONDA ACCORD 2019	$1716.73
HONDA ACCORD 2018	$1638.56
HONDA ACCORD 2017	$1290.09
HONDA ACCORD 2016	$1166.03
HONDA ACCORD 2015	$1016.83
HONDA ACCORD 2014	$1019.39
HONDA ACCORD 2013	$978.41
HONDA ACCORD 2012	$855.81
HONDA ACCORD 2011	$748.07
HONDA ACCORD 2010	$728.93
HONDA ACCORD 2009	$640.04
HONDA ACCORD 2008	$551.52
HONDA ACCORD 2007	$499.25
HONDA ACCORD 2006	$417.98
HONDA ACCORD 2005	$437.86
HONDA ACCORD 2004	$383.27
HONDA ACCORD 2003	$406.69
HONDA ACCORD 2002	$428.01
HONDA ACCORD 2001	$546.01

Frequently asked questions (FAQ)

How much does insurance cost for a Honda Accord?

The average premium for a Honda Accord varies by year, ranging from $826 in 2022 to $2101 in 2021, with a value of $1236 recorded in 2026.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Why does the Honda Accord's premium fluctuate so much year to year?

Premiums drop from $2101 in 2021 to $826 in 2022, then climb back to $1282 in 2025. These swings reflect market adjustments, changing risk factors, and insurer pricing revisions rather than a stable trend.

Which city offers the lowest insurance cost for a Honda Accord?

Based on the data provided, Drummondville ($815) and Saint-Jérôme ($857) post the lowest average premiums for this model.

Is Montreal more expensive than other cities for insuring an Accord?

Yes. Montreal shows the highest premium at $1751, compared to $815 in Drummondville — more than double the difference between these two cities.

What factors influence the Honda Accord's insurance premium?

Location, model year, driving history, and claim frequency for this vehicle type directly influence the premium, which varies significantly by city.

How can I lower my premium for a Honda Accord?

Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record are effective ways to lower the premium, especially in higher-cost cities like Montreal.