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HYUNDAI IONIQ 2020 Car Insurance

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The 2020 Hyundai Ioniq is a hybrid/electric sedan built for energy efficiency and economical city driving. It appeals to drivers looking to cut fuel consumption while enjoying modern technology and a practical cabin.

HYUNDAI IONIQ 2020 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2020 Hyundai Ioniq fluctuate, dropping from $1253 to $1147 through 2023, then climbing to $1606 in 2025 before easing slightly to $1477 in 2026. Overall, the trend points upward over the available period.

To find the best insurance for your HYUNDAI IONIQ 2020 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 2020 cost in Quebec?

Premiums are highest in TROIS-RIVIÈRES ($2574), BROSSARD ($2451), and SAINT-JEAN-SUR-RICHELIEU ($2189), while SAGUENAY ($874), REPENTIGNY ($885), and DRUMMONDVILLE ($998) show the lowest amounts. The gap between the most expensive and most affordable cities exceeds $1600.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2451.09
DRUMMONDVILLE $1023.49
GATINEAU $2097.70
LAVAL $1733.06
LÉVIS $1013.76
LONGUEUIL $1741.59
MONTRÉAL $1982.32
QUÉBEC $1203.39
REPENTIGNY $885.08
Saguenay $873.57
SAINT-JEAN-SUR-RICHELIEU $1881.88
SAINT-JÉRÔME $1973.09
SHERBROOKE $1243.62
TERREBONNE $1475.54
TROIS-RIVIÈRES $2574.05

Frequently asked questions (FAQ)

How much does it cost to insure a 2020 Hyundai Ioniq?
The average premium for a 2020 Hyundai Ioniq is $1477 in 2026, after peaking at $1606 in 2025 according to available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Have Ioniq 2020 premiums changed much since 2021?
Yes. The average premium dropped from $1253 to $1147 between 2021 and 2023, then climbed to $1606 in 2025 before easing to $1477 in 2026, showing some volatility.
Which cities offer the lowest insurance costs for the 2020 Ioniq?
Based on the data provided, Saguenay ($874), Repentigny ($885), and Drummondville ($998) show the lowest average premiums for this model.
Why does the premium vary so much between cities?
Factors such as urban density, claim frequency, and theft rates influence premiums, explaining the gap between Trois-Rivières ($2574) and Saguenay ($874).
Does the Ioniq's hybrid technology affect the premium?
Hybrid technology can lead to higher repair costs after a claim due to specialized parts, which may slightly influence the insurance premium.
How can I get a better premium for my 2020 Ioniq?
Comparing quotes from several insurers and bundling auto with home insurance remain the most effective ways to lower your premium.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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