HYUNDAI IONIQ 2018 Car Insurance

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The 2018 Hyundai Ioniq is a compact hybrid sedan designed for energy efficiency and urban commuting. It appeals to drivers looking to reduce fuel consumption without sacrificing comfort or onboard technology.

HYUNDAI IONIQ 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2018 Hyundai Ioniq fluctuate, moving from $961 to $1141, dipping to $967, then rising sharply to $1423, $1548, and finally $1379. Despite these variations, the overall trend over the period shows a notable increase compared to the starting point.

To find the best insurance for your HYUNDAI IONIQ 2018 vehicle, it is more important than ever to compare the available options.

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How much does insurance for your HYUNDAI IONIQ 2018 cost in Quebec?

Premiums for the 2018 Ioniq are highest in Drummondville ($2236) and Montreal ($1913), while Saguenay ($656) and Sherbrooke ($787) show the lowest amounts. Other cities, including Laval ($1732), Repentigny ($1710), Terrebonne ($1541), and Gatineau ($1372), fall within a mid-range band.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$2235.59
GATINEAU	$1372.31
LAVAL	$1732.38
MONTRÉAL	$1913.17
REPENTIGNY	$1710.32
Saguenay	$656.18
SHERBROOKE	$787.42
TERREBONNE	$1541.20

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Hyundai Ioniq?

The average premium for a 2018 Hyundai Ioniq varies by reference year, ranging from $961 in 2021 to $1379 in 2026, with a peak of $1548 in 2025.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2018 Ioniq?

Based on the data provided, Saguenay ($656) and Sherbrooke ($787) show the lowest average premiums for this model.

Why does the Ioniq's premium fluctuate so much year to year?

Variations, such as the drop to $967 in 2023 followed by a rise to $1548 in 2025, may reflect changes in repair costs, claim frequency, and insurer adjustments for this hybrid model.

What factors influence the premium for a Hyundai Ioniq?

Hybrid technology, specialized parts costs, and the vehicle's replacement value can influence the premium, along with driver profile and city of residence.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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