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HYUNDAI IONIQ 2021 Car Insurance

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The 2021 Hyundai Ioniq is a fuel-efficient hybrid sedan designed for urban drivers looking to reduce fuel consumption. Combining modern technology with practical comfort, it stands out as an accessible option in the mainstream electrified vehicle segment.

HYUNDAI IONIQ 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, insurance premiums for the 2021 Hyundai Ioniq generally increase, moving from $1199 to $1635. A slight decrease is noted between 2025 ($1693) and 2026 ($1635), following a steady rise in prior years.

To find the best insurance for your HYUNDAI IONIQ 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 2021 cost in Quebec?

Premiums are highest for the 2021 Ioniq in Montreal ($2774) and Terrebonne ($2768), while Saguenay ($745) and Lévis ($927) show the lowest amounts. The gap between these cities exceeds $2000, revealing significant geographic variation.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2122.99
LAVAL $1680.77
LÉVIS $926.62
MONTRÉAL $2774.18
QUÉBEC $1654.04
REPENTIGNY $1450.52
Saguenay $745.22
SHERBROOKE $2553.87
TERREBONNE $2768.41
TROIS-RIVIÈRES $1043.13

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Hyundai Ioniq?
The average premium for a 2021 Hyundai Ioniq moved from $1199 in 2021 to $1635 in 2026, peaking at $1693 in 2025 before a slight decrease.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium drop between 2025 and 2026?
After a steady rise from $1199 in 2021 to $1693 in 2025, the average premium slightly declines to $1635 in 2026, which may reflect stabilizing repair costs or demand for this model.
Which cities offer the lowest insurance costs for the 2021 Ioniq?
Based on the data provided, Saguenay ($745) and Lévis ($927) post the lowest average premiums for this model, well below Montreal's $2774.
Why are premiums so high in Montreal and Terrebonne?
Traffic density, claim frequency, and higher repair costs in urban areas partly explain premiums reaching $2774 in Montreal and $2768 in Terrebonne.
Does the Ioniq's hybrid nature affect the premium?
Yes, hybrid components like the battery and electric systems can be costlier to repair, which can cause premium variation depending on the insurer and city.
How can I reduce my premium for a 2021 Hyundai Ioniq?
Comparing quotes from several insurers, especially between cities with large gaps like Saguenay and Montreal, remains the most effective way to find a better price.

Offers received by our customers on HYUNDAI IONIQ 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026