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HYUNDAI IONIQ 2021 Car Insurance

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The 2021 Hyundai Ioniq is a compact hybrid/electric sedan built for energy efficiency and urban commuting. It appeals to drivers looking to cut fuel consumption while enjoying modern technology and a practical cabin.

HYUNDAI IONIQ 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2025, premiums for the 2021 Hyundai Ioniq rise sharply, moving from $1207 to $1693. In 2026, the premium eases slightly to $1622, suggesting a stabilization after several years of increase.

To find the best insurance for your HYUNDAI IONIQ 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ 2021 cost in Quebec?

Premiums are highest in Terrebonne ($2768), Sherbrooke ($2554), and Montreal ($2505), while Saguenay ($745) and Lévis ($927) show the lowest amounts. The gap between the most and least expensive cities is very significant for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1776.34
LAVAL $1954.08
LÉVIS $926.62
MONTRÉAL $2504.88
QUÉBEC $621.3
REPENTIGNY $1149.42
Saguenay $745.22
SHERBROOKE $2553.87
TERREBONNE $2768.41

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Hyundai Ioniq?
The average premium for a 2021 Hyundai Ioniq was $1693 in 2025, up from $1207 in 2021. In 2026, it eases to $1622.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Which city offers the lowest insurance cost for a 2021 Ioniq?
Based on the data provided, Saguenay ($745) and Lévis ($927) post the lowest average premiums for this model, well below Terrebonne ($2768).
Why did the Ioniq's premium rise so much between 2021 and 2025?
The increase from $1207 to $1693 partly reflects rising costs for specialized hybrid/electric parts, along with the general increase in repair costs.
Will the premium keep rising in 2026?
No, based on the data provided, the premium eases slightly in 2026 to $1622, compared to $1693 in 2025, suggesting a possible stabilization.
What factors influence the insurance premium for a Hyundai Ioniq?
The hybrid/electric drivetrain, specialized parts costs, city of residence, and driver profile are the main factors influencing this model's premium.
How can I lower my premium for a 2021 Ioniq?
Comparing quotes from several insurers and checking for hybrid/electric vehicle discounts can help secure a more favorable premium.

Offers received by our customers on HYUNDAI IONIQ 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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