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HYUNDAI IONIQ Car Insurance

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The Hyundai Ioniq is an electric and hybrid vehicle focused on energy efficiency and smooth urban driving. Designed for environmentally conscious drivers, it combines modern technology, low fuel consumption, and reduced maintenance costs.

HYUNDAI IONIQ CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Hyundai Ioniq fluctuate notably, moving from $1157 down to $1113 through 2023, then rising sharply to $1531 in 2024 and $1656 in 2025, before easing slightly to $1583 in 2026. This marked increase likely reflects evolving repair costs tied to electric components.

To find the best insurance for your HYUNDAI IONIQ vehicle, it is more important than ever to compare the available options.

How much does insurance for your HYUNDAI IONIQ cost in Quebec?

Premiums are highest for the Hyundai Ioniq in Brossard ($2695), Montreal ($2238), and Longueuil ($2131), while Saguenay ($764) and Saint-Jérôme ($1270) show the lowest amounts. The gap between the most and least expensive cities is substantial.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $2694.76
DRUMMONDVILLE $1334.31
GATINEAU $1859.39
LAVAL $1769.18
LÉVIS $1542.75
LONGUEUIL $2130.80
MONTRÉAL $2304.51
QUÉBEC $1294.68
REPENTIGNY $1363.04
Saguenay $849.24
SAINT-JEAN-SUR-RICHELIEU $1367.89
SAINT-JÉRÔME $1361.48
SHERBROOKE $1362.95
TERREBONNE $1702.39
TROIS-RIVIÈRES $1716.97

HYUNDAI IONIQ average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
HYUNDAI IONIQ 2022 $1494.59
HYUNDAI IONIQ 2021 $1525.20
HYUNDAI IONIQ 2020 $1472.38
HYUNDAI IONIQ 2019 $1528.27
HYUNDAI IONIQ 2018 $1341.36
HYUNDAI IONIQ 2017 $1373.79

Frequently asked questions (FAQ)

How much does insurance cost for a Hyundai Ioniq?
The average premium for a Hyundai Ioniq has changed over the years, reaching $1656 in 2025 and $1583 in 2026, after being more stable around $1100 between 2021 and 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did Ioniq premiums increase since 2023?
The premium rose from $1113 in 2023 to $1531 in 2024, a marked increase that likely reflects higher repair costs for the electric components and battery of this type of vehicle.
Which city offers the lowest insurance cost for the Ioniq?
Based on the data provided, Saguenay shows the lowest premium at $764, followed by Saint-Jérôme at $1270, well below the average seen in other cities.
Why does Brossard show the highest premium for the Ioniq?
With an average premium of $2695, Brossard stands out significantly from other cities, likely due to traffic density and claim frequency in that region.
Does an electric Hyundai Ioniq cost more to insure than a comparable gas vehicle?
Electric vehicles like the Ioniq can have higher parts and repair costs, which may influence the premium, though this varies by insurer and driver profile.
How can I lower my premium for a Hyundai Ioniq?
Comparing quotes from several insurers, especially between cities offering lower premiums like Saguenay or Saint-Jérôme, remains the most effective way to reduce insurance costs.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this HYUNDAI IONIQ page

The premiums above cover every version of the HYUNDAI IONIQ, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
IONIQ BLUE HEV 4DR HATCHBACK 2017 - 2021
IONIQ ESSENTIAL HEV 4DR HATCHBACK 2019 - 2022
IONIQ LIMITED BEV 4DR HATCHBACK 2017 - 2020
IONIQ LIMITED HEV 4DR HATCHBACK 2017 - 2020
IONIQ LIMITED PHEV 4DR HATCHBACK 2018
IONIQ LUXURY HEV 4DR HATCHBACK 2019
IONIQ PREFERRED BEV 4DR HATCHBACK 2019 - 2021
IONIQ PREFERRED HEV 4DR HATCHBACK 2019 - 2022
IONIQ PREFERRED PHEV 4DR HATCHBACK 2019
IONIQ SE BEV 4DR HATCHBACK 2017 - 2018
IONIQ SE HEV 4DR HATCHBACK 2017 - 2018
IONIQ SE PHEV 4DR HATCHBACK 2018
Show the 3 other versions

IONIQ ULTIMATE BEV 4DR HATCHBACK (2019 - 2021), IONIQ ULTIMATE HEV 4DR HATCHBACK (2019 - 2022), IONIQ ULTIMATE PHEV 4DR HATCHBACK (2019)


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