KIA RIO5 Car Insurance

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The Kia Rio5 is an economical, practical hatchback known for low maintenance costs and modest fuel consumption. It suits urban drivers seeking an affordable, reliable vehicle that's easy to park and live with daily.

KIA RIO5 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Kia Rio5 fluctuate without a clear trend, dropping from $986 in 2021 to $837 in 2022, then stabilizing around $870 to $892 between 2023 and 2025, before easing to $842 in 2026. Overall, the period shows relative stability.

To find the best insurance for your KIA RIO5 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your KIA RIO5

How much does insurance for your KIA RIO5 cost in Quebec?

Premiums are highest in Terrebonne ($1048) and Saguenay ($1032), while Saint-Jean-sur-Richelieu ($510) and Drummondville ($570) show the lowest amounts. The gap between these cities exceeds $500, illustrating significant geographic variation for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
DRUMMONDVILLE	$569.80
GATINEAU	$975.86
LAVAL	$694.29
LÉVIS	$836.62
LONGUEUIL	$720.97
MONTRÉAL	$936.62
QUÉBEC	$811.59
REPENTIGNY	$816.19
Saguenay	$1031.82
SAINT-JEAN-SUR-RICHELIEU	$509.68
SAINT-JÉRÔME	$695.50
SHERBROOKE	$693.63
TERREBONNE	$1124.50
TROIS-RIVIÈRES	$887.61

Frequently asked questions (FAQ)

How much does insurance cost for a Kia Rio5?

The average premium for a Kia Rio5 has ranged between $837 and $986 depending on the year, with a value of $842 in 2026, making it generally affordable to insure.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

Have Kia Rio5 premiums changed much over the years?

Not significantly. After dropping from $986 in 2021 to $837 in 2022, the premium stabilized around $870 to $892 through 2025, then eased slightly to $842 in 2026.

Which cities offer the lowest insurance costs for a Kia Rio5?

Based on the data provided, Saint-Jean-sur-Richelieu ($510) and Drummondville ($570) post the lowest average premiums for this model.

Why do Terrebonne and Saguenay show higher premiums?

These differences generally reflect variations in claim frequency, traffic density, and regional risk profiles, rather than a characteristic of the vehicle itself.

What factors influence the insurance premium for a Kia Rio5?

Driver profile, place of residence, vehicle usage, and claims history are among the main factors driving variation around the observed $842 to $986 average.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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