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LEXUS IS 300 2016 Car Insurance

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The 2016 Lexus IS 300 is a compact sport sedan combining the brand's refined luxury with dynamic rear- or all-wheel-drive handling. It appeals to drivers seeking an elegant, reliable, and performance-oriented vehicle in the premium segment.

LEXUS IS 300 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Lexus IS 300 fluctuate significantly: they drop from $3788 in 2021 to $1479 in 2023, then gradually climb back to $2263 in 2026. This pattern reflects market adjustments rather than a stable linear trend.

To find the best insurance for your LEXUS IS 300 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 300 2016 cost in Quebec?

Premiums vary greatly by city: Gatineau shows the highest premium ($6183), followed by Montreal ($4181) and Lévis ($3096), while Laval ($672) and Saint-Jean-sur-Richelieu ($963) post the lowest amounts for this model.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $6182.88
LAVAL $1343
LÉVIS $3095.83
MONTRÉAL $4181.23
QUÉBEC $1270.9
REPENTIGNY $2014.97
Saguenay $2680.31
SAINT-JEAN-SUR-RICHELIEU $963.28
TERREBONNE $2417
TROIS-RIVIÈRES $1392.35

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus IS 300?
The average premium for a 2016 Lexus IS 300 has fluctuated over the years, reaching $2263 in 2026 after dropping to a low of $1479 in 2023.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why did the premium for the 2016 Lexus IS 300 vary so much between 2021 and 2026?
The premium dropped from $3788 in 2021 to just $1479 in 2023, then climbed back to $2263 in 2026, suggesting market adjustments rather than a stable, predictable trend.
Which city offers the lowest insurance cost for a 2016 Lexus IS 300?
Based on the data provided, Laval ($672) and Saint-Jean-sur-Richelieu ($963) show the lowest average premiums for this model.
Why is the premium so high in Gatineau for this model?
With an average premium of $6183, Gatineau stands out well above other cities, which may reflect local factors like claim frequency or driver profiles in the region.
What factors influence the premium for a 2016 Lexus IS 300?
The vehicle's age, its classification as a premium sport sedan, parts costs, and city of residence are major factors explaining the differences seen in the data.
How can I lower my premium for a 2016 Lexus IS 300?
Comparing quotes from several insurers remains the best way to find a competitive price, especially given the significant city-to-city variation observed for this model.

Offers received by our customers on LEXUS IS 300 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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