LEXUS IS 300 2016 Car Insurance

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The 2016 Lexus IS 300 is a compact luxury sport sedan combining refined finishing, advanced technology, and dynamic handling. It appeals to drivers seeking Lexus prestige in an agile, elegant package, ideal for daily urban use.

LEXUS IS 300 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2016 Lexus IS 300 fluctuate noticeably, dropping from $2291 in 2021 to a low of $1479 in 2023, then rising back to $2256 in 2026. This volatility suggests shifts in risk profile or the insurance market rather than a clear linear trend.

To find the best insurance for your LEXUS IS 300 2016 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your LEXUS IS 300 2016

How much does insurance for your LEXUS IS 300 2016 cost in Quebec?

City differences are very significant for the 2016 Lexus IS 300: Gatineau shows the highest premium ($6183), followed by Montreal ($3814) and Lévis ($3096), while Laval ($672) and Saint-Jean-sur-Richelieu ($963) show the lowest amounts. This wide spread highlights the importance of comparing prices by location.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$6182.88
LAVAL	$671.5
LÉVIS	$3095.83
MONTRÉAL	$3813.54
QUÉBEC	$1270.9
REPENTIGNY	$2014.97
Saguenay	$2912.48
SAINT-JEAN-SUR-RICHELIEU	$963.28
TROIS-RIVIÈRES	$1392.35

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus IS 300?

Based on available data, the average premium varies considerably year to year, ranging from $1479 in 2023 to $2291 in 2021, with a recent value of $2256 in 2026.

Why has the 2016 Lexus IS 300 premium fluctuated so much since 2021?

The swings between $1479 and $2291 over the period likely reflect changes in insured driver profiles or repair costs, rather than a stable long-term trend.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.

Which city offers the lowest insurance cost for a 2016 Lexus IS 300?

Based on the data provided, Laval ($672) and Saint-Jean-sur-Richelieu ($963) show the lowest average premiums among the compared cities.

Why does Gatineau show such a high premium for this model?

With an average of $6183, Gatineau stands out sharply from other cities, which may reflect a higher-risk sample of drivers or local differences in claims.

What factors influence the premium for a 2016 Lexus IS 300?

Luxury vehicle status, parts costs, replacement value, and driver profile strongly influence the premium, which can range from under $700 to over $6000 depending on city.

BMW
3
SERIES

AUDI
A4

INFINITI
Q50

MERCEDES
C-CLASS

Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 07/09/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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