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LEXUS IS 300 2021 Car Insurance

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The 2021 Lexus IS 300 is a compact luxury sport sedan combining Japanese refinement with dynamic driving manners. It targets drivers seeking a reliable alternative to German sedans, offering a polished interior and a reputation for lasting quality.

LEXUS IS 300 2021 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, the average premium for the 2021 Lexus IS 300 fluctuates, moving from $1338 to $1452, then $1416, before jumping to $2215 in 2024, $2221 in 2025, and $13131 in 2026. This sharp late-period spike diverges significantly from the earlier trend.

To find the best insurance for your LEXUS IS 300 2021 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 300 2021 cost in Quebec?

Based on the data provided, Laval shows a markedly higher premium ($51013) compared to other cities, followed by Gatineau ($2760) and Saint-Jean-sur-Richelieu ($2485). Repentigny ($1865) and Montreal ($1969) post the lowest amounts among the compared cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $2759.88
LAVAL $51012.60
MONTRÉAL $1969.24
QUÉBEC $2449.23
REPENTIGNY $1864.99
SAINT-JEAN-SUR-RICHELIEU $2484.54
SAINT-JÉRÔME $2305
SHERBROOKE $2056.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2021 Lexus IS 300?
Based on available data, the average premium for a 2021 Lexus IS 300 ranges from $1338 in 2021 to $13131 in 2026, with a sharp increase seen in the later period.
Has the premium for the 2021 Lexus IS 300 changed much over the years?
Yes. After remaining relatively stable between 2021 and 2023 ($1338 to $1416), the premium rose sharply, reaching $2221 in 2025 and then $13131 in 2026 — a significant gap worth noting.
Which city shows the highest premium for this model?
Based on the data provided, Laval shows the highest premium ($51013), a notably higher amount than other compared cities such as Gatineau ($2760).
Where is insuring a 2021 Lexus IS 300 most affordable?
Repentigny ($1865) and Montreal ($1969) post the lowest average premiums among the cities included in the data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why does a Lexus IS 300 cost more to insure than a standard sedan?
Its classification as a luxury sport sedan, along with higher parts value and replacement costs, contributes to premiums above the market average.
How can I compare insurance prices for a 2021 Lexus IS 300?
Getting multiple quotes from different insurers allows comparison of premiums based on city and driver profile, which can reveal significant differences.

Offers received by our customers on LEXUS IS 300 2021 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026