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LEXUS IS 300 2018 Car Insurance

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The 2018 Lexus IS 300 is a compact luxury sport sedan known for its reliability, refined finish, and dynamic driving feel. It attracts drivers seeking Japanese prestige with a sporty edge and premium everyday comfort.

LEXUS IS 300 2018 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, the average premium for the 2018 Lexus IS 300 fluctuates, dropping from $1529 to $1394 in 2023, then rising sharply to $2212 in 2025 before easing slightly to $2163 in 2026. This overall progression reflects a notable increase in insurance costs over the period.

To find the best insurance for your LEXUS IS 300 2018 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 300 2018 cost in Quebec?

Premiums vary widely by city: Montreal shows an exceptionally high amount ($9338), followed by Drummondville ($2638) and Laval ($2345), while Brossard ($846) and Longueuil ($1337) show the lowest amounts. Quebec City ($1996) and Sherbrooke ($1756) fall in a mid-range.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $845.68
DRUMMONDVILLE $2637.8
LAVAL $2344.69
LONGUEUIL $1337.43
MONTRÉAL $9338.03
QUÉBEC $1995.79
SHERBROOKE $1755.83

Frequently asked questions (FAQ)

How much does insurance cost for a 2018 Lexus IS 300?
The average premium reached $2163 in 2026, following a peak of $2212 in 2025. This amount varies significantly by city and driver profile.
Has the premium for the 2018 Lexus IS 300 changed much since 2021?
Yes. It went from $1529 in 2021 to a low of $1394 in 2023, then jumped to $2212 in 2025 before easing slightly to $2163 in 2026.
Why is the premium in Montreal so high ($9338) compared to other cities?
Based on the data provided, Montreal shows an amount far above other cities, such as Brossard ($846) or Longueuil ($1337), which may reflect claims volume or a specific risk profile in that area.
Which city offers the cheapest insurance for a 2018 Lexus IS 300?
Based on the data, Brossard ($846) and Longueuil ($1337) post the lowest average premiums for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a Lexus IS 300?
Its sport-luxury classification, parts costs, engine power, and replacement value all contribute to premiums above the average for mainstream sedans.
How can I lower my premium for a 2018 Lexus IS 300?
Comparing quotes from several insurers, especially between cities with large gaps like Montreal and Brossard, remains the most effective way to find a better price.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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