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LEXUS IS 300 Car Insurance

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The Lexus IS 300 is a luxury sport sedan combining refinement, technology, and driving dynamism. It appeals to drivers seeking Lexus's premium image in a compact format, with polished finishing and well-known reliability.

LEXUS IS 300 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2021 to 2026, premiums for the Lexus IS 300 fluctuate before rising sharply, moving from $1954 in 2021 to $3046 in 2026, after dipping to $1563 in 2022. This marked progression reflects a recent and significant increase in insurance costs for this model.

To find the best insurance for your LEXUS IS 300 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS IS 300 cost in Quebec?

City differences are considerable for the Lexus IS 300: Laval shows the highest premium ($9042), followed by Gatineau ($4436) and Montreal ($3530), while Brossard ($765) and Saint-Jean-sur-Richelieu ($1389) post the lowest amounts. This wide variation suggests significant differences in risk profiles assessed by city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $765.22
DRUMMONDVILLE $1865.80
GATINEAU $4435.96
LAVAL $2740.50
LÉVIS $3381.81
LONGUEUIL $1944.56
MONTRÉAL $3530.25
QUÉBEC $1915.70
REPENTIGNY $1939.98
Saguenay $2680.31
SAINT-JEAN-SUR-RICHELIEU $1389.44
SAINT-JÉRÔME $3152.5
SHERBROOKE $1691.32
TERREBONNE $2632.56
TROIS-RIVIÈRES $1393.59

LEXUS IS 300 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS IS 300 2025 $2913.29
LEXUS IS 300 2024 $2776.46
LEXUS IS 300 2023 $2316.61
LEXUS IS 300 2022 $2312.46
LEXUS IS 300 2021 $1946.80
LEXUS IS 300 2020 $1887.85
LEXUS IS 300 2019 $2342.54
LEXUS IS 300 2018 $1887.51
LEXUS IS 300 2017 $2045.99
LEXUS IS 300 2016 $2101.32
LEXUS IS 300 2005 $800.92
LEXUS IS 300 2004 $479.18
LEXUS IS 300 2003 $717.82
LEXUS IS 300 2002 $511.53
LEXUS IS 300 2001 $384.57

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus IS 300?
Based on available data, the average premium for a Lexus IS 300 reached $3046 in 2026, a sharp increase from $2272 in 2025.
Have Lexus IS 300 premiums increased significantly?
Yes. After dipping to $1563 in 2022, the average premium rose to $3046 in 2026 — nearly double over four years, reflecting a significant rise in insurance costs.
Which city has the highest Lexus IS 300 insurance cost?
Based on the data provided, Laval shows the highest premium ($9042), well ahead of Gatineau ($4436) and Montreal ($3530).
Where is the Lexus IS 300 cheapest to insure?
Brossard ($765) and Saint-Jean-sur-Richelieu ($1389) post the lowest average premiums among the cities provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the Lexus IS 300 premium vary so much by city?
Large gaps between cities, such as between Laval ($9042) and Brossard ($765), may stem from differences in claim frequency, vehicle theft rates, and local traffic density.
How can I reduce my insurance cost for a Lexus IS 300?
Comparing quotes from several insurers remains essential, especially for a luxury vehicle where price differences can be very significant depending on city and insurer.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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