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LEXUS NX200T 2016 Car Insurance

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The 2016 Lexus NX200t is a compact luxury SUV combining refined comfort, advanced technology, and the brand's well-known reliability. Powered by a turbocharged engine, it appeals to urban drivers seeking elegance and practicality in a compact footprint.

LEXUS NX200T 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2025, the average premium for the 2016 Lexus NX200t rises sharply, from $945 to $1895, before dropping to $1348 in 2026. This recent decline may reflect the vehicle's aging and reduced replacement value.

To find the best insurance for your LEXUS NX200T 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX200T 2016 cost in Quebec?

Premiums are highest for the 2016 NX200t in Laval ($1928) and Montreal ($1615), while Trois-Rivières ($725) and Longueuil ($738) show the lowest amounts. The gap between cities remains notable, with Laval well above average.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1606.78
LAVAL $1928.48
LONGUEUIL $737.71
MONTRÉAL $1614.66
SAINT-JEAN-SUR-RICHELIEU $1222.72
TROIS-RIVIÈRES $724.85

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus NX200t?
The average premium for the 2016 Lexus NX200t has ranged from $945 to $1895 across different years, with $1348 recorded in 2026.
Has the premium for the 2016 NX200t increased over time?
Between 2022 and 2025, the premium rose sharply from $945 to $1895, before declining to $1348 in 2026, suggesting a stabilization linked to the vehicle's age.
Which city offers the lowest insurance cost for the 2016 NX200t?
Based on the data provided, Trois-Rivières ($725) and Longueuil ($738) show the lowest average premiums for this model.
Why is the premium higher in Laval than in Trois-Rivières?
In Laval, the average premium reaches $1928, compared to just $725 in Trois-Rivières, a gap reflecting differences in traffic density, claim frequency, and local repair costs.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
What factors influence the premium for a luxury SUV like the NX200t?
The vehicle's age, replacement value, cost of specialized parts, and claim frequency in the registration region directly affect the premium.
How can I compare insurance costs for this vehicle?
Comparing quotes from several insurers often reveals significant differences for the same driver profile, especially for a luxury SUV where parts costs can vary considerably.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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