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LEXUS NX200T 2016 Car Insurance

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The 2016 Lexus NX200t is a compact luxury SUV combining refined comfort, advanced technology, and the brand's renowned reliability. With a responsive turbocharged engine, it appeals to urban drivers seeking a premium experience in a practical format.

LEXUS NX200T 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2025, premiums for the 2016 Lexus NX200t rise sharply from $945 to $1895, before dropping to $1357 in 2026. This recent decline may reflect the vehicle's aging and reduced replacement value.

To find the best insurance for your LEXUS NX200T 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX200T 2016 cost in Quebec?

Premiums are highest in Laval ($1928) and Montreal ($1615), while Trois-Rivières ($725) and Longueuil ($738) show the lowest amounts, marking a notable gap between urban and peripheral regions.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1606.78
LAVAL $1928.48
LONGUEUIL $737.71
MONTRÉAL $1614.66
SAINT-JEAN-SUR-RICHELIEU $1221.89
TROIS-RIVIÈRES $724.85

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus NX200t?
The average premium for a 2016 Lexus NX200t reached $1357 in 2026, after peaking at $1895 in 2025. The exact amount varies by city and driver profile.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why did the premium drop in 2026?
After rising steadily from $945 in 2022 to $1895 in 2025, the premium fell to $1357 in 2026, possibly due to vehicle depreciation and a lower replacement value.
Which city offers the lowest insurance cost for the 2016 NX200t?
Based on the data provided, Trois-Rivières ($725) and Longueuil ($738) post the lowest average premiums for this model.
Why is Laval's premium the highest?
Laval shows an average of $1928, notably higher than other cities, which may be explained by traffic density and claim frequency in the region.
What factors influence the premium for a luxury SUV like the NX200t?
Parts costs, replacement value, vehicle age, and its classification as a premium SUV all influence this model's insurance premium.
How can I lower my premium for a Lexus NX200t?
Comparing quotes from several insurers, bundling auto and home coverage, and maintaining a clean driving record remain the most effective ways to reduce the premium.

Offers received by our customers on LEXUS NX200T 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/09/2026