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LEXUS NX200T Car Insurance

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The Lexus NX200t is an upscale compact SUV combining a quiet ride, refined finishing, and advanced technology. Positioned as a luxury alternative to mainstream compact SUVs, it attracts drivers seeking prestige and reliability in a practical urban footprint.

LEXUS NX200T CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2025, premiums for the Lexus NX200t rise sharply, moving from $951 to $1684. In 2026, the premium dips slightly to $1535, suggesting a stabilization after several years of continuous increases.

To find the best insurance for your LEXUS NX200T vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS NX200T cost in Quebec?

Premiums vary dramatically by city: Saguenay shows an exceptionally high amount ($5728), followed by Quebec City ($2810) and Laval ($1760), while Trois-Rivières ($362) and Repentigny ($492) post the lowest amounts. This marked gap reflects significant differences in local risk profiles.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $1423.72
LAVAL $1760.24
LONGUEUIL $737.71
MONTRÉAL $1421.40
QUÉBEC $2810.02
REPENTIGNY $492.46
Saguenay $5728
SAINT-JEAN-SUR-RICHELIEU $1222.72
TERREBONNE $1172.84
TROIS-RIVIÈRES $724.85

LEXUS NX200T average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS NX200T 2017 $1539.41
LEXUS NX200T 2016 $1568.53
LEXUS NX200T 2015 $1456.49

Frequently asked questions (FAQ)

How much does auto insurance cost for a Lexus NX200t?
The average premium for a Lexus NX200t was $1684 in 2025, with a slight decrease to $1535 in 2026 based on available data.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why did the NX200t premium rise so much between 2021 and 2025?
The premium climbed from $951 to $1684 over five years, driven by the vehicle's replacement value, repair costs, and growing demand for luxury SUVs.
Which city has the highest insurance cost for the NX200t?
Based on the data provided, Saguenay shows the highest premium ($5728), followed by Quebec City ($2810), a gap notably larger than other compared cities.
Where is the NX200t cheapest to insure?
Trois-Rivières ($362) and Repentigny ($492) post the lowest average premiums among the provided cities.
What factors influence the premium for a luxury SUV like the NX200t?
Vehicle value, specialized parts costs, theft frequency, and the driver's geographic location all play a role in determining the premium.
How can I lower my premium for a Lexus NX200t?
Comparing quotes from several insurers, especially given the gap between cities like Saguenay and Trois-Rivières, can help find a more competitive premium.

Offers received by our customers on LEXUS NX200T cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

Versions covered by this LEXUS NX200T page

The premiums above cover every version of the LEXUS NX200T, so that each average rests on enough quotes. Here are the versions this page includes.

Version Model years
NX200t 4DR 2WD 2015 - 2017
NX200t 4DR AWD 2015 - 2017

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LEXUS NX200T by city

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