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LEXUS RX450 Car Insurance

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The Lexus RX450 is a hybrid luxury SUV known for its quiet comfort, reliability, and refined finish. Positioned in the premium segment, it appeals to drivers seeking a blend of fuel efficiency and everyday prestige.

LEXUS RX450 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the Lexus RX450 fluctuate year to year, moving from $1631 in 2021 to $2173 in 2022, dropping back to $1620 in 2023, then rising again to $2209 in 2026. Despite these swings, the overall trend across the period is upward.

To find the best insurance for your LEXUS RX450 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX450 cost in Quebec?

Differences between cities are significant: Montreal shows the highest average premium ($5832), followed by Gatineau ($3065), while Terrebonne ($1466) and Saint-Jean-sur-Richelieu ($1570) post the lowest amounts. Repentigny shows a value of $0 in the provided data, suggesting incomplete data for this city.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
GATINEAU $3065.06
LAVAL $1781.19
MONTRÉAL $5832.10
QUÉBEC $1933.78
SAINT-JEAN-SUR-RICHELIEU $1570.47
SAINT-JÉRÔME $2010.83
TERREBONNE $1465.68

LEXUS RX450 average premium by model year

Average premium paid by our clients for each model year, over the last 5 years. Select a year to see its detailed statistics.

Model year Average premium
LEXUS RX450 2026 $3189.86
LEXUS RX450 2025 $2791.75
LEXUS RX450 2024 $3535.25
LEXUS RX450 2022 $2364.70
LEXUS RX450 2021 $2162.45
LEXUS RX450 2020 $2157.06
LEXUS RX450 2019 $2478.29
LEXUS RX450 2018 $2214.36
LEXUS RX450 2017 $1416.34
LEXUS RX450 2016 $1775.96
LEXUS RX450 2015 $1641.38
LEXUS RX450 2013 $1916.56
LEXUS RX450 2011 $1185.79
LEXUS RX450 2010 $1082.61

Frequently asked questions (FAQ)

How much does insurance cost for a Lexus RX450?
Based on available data, the average premium for a Lexus RX450 ranges between $1620 and $2209 depending on the year, with the most recent 2026 figure at $2209.
Has the Lexus RX450 premium changed a lot between 2021 and 2026?
Yes. It fluctuated between $1620 and $2209 over the period, with alternating increases and decreases, though the overall trend is upward toward the end of the period.
In which city is the Lexus RX450 most expensive to insure?
Montreal shows the highest average premium among the provided cities, at $5832, followed by Gatineau at $3065.
Where is the Lexus RX450 cheapest to insure?
Terrebonne ($1466) and Saint-Jean-sur-Richelieu ($1570) show the lowest average premiums among the provided cities.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
Why is insurance for a luxury SUV like the RX450 more expensive?
Parts costs, higher replacement value, and onboard technology in a luxury hybrid SUV contribute to premiums that exceed those of mainstream vehicles.
How can I compare insurance prices for a Lexus RX450?
Comparing quotes from several insurers based on city and driver profile remains the best way to secure the most favorable premium for this model.

No recent premium example was found for "LEXUS RX450".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 06/06/2026

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