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LEXUS RX450 2016 Car Insurance

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The 2016 Lexus RX450 is a hybrid luxury SUV offering quiet comfort, renowned reliability, and refined technology. It appeals to drivers seeking a balance of smooth performance, fuel efficiency, and the understated prestige typical of the Lexus brand.

LEXUS RX450 2016 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Premiums for the 2016 Lexus RX450 fluctuate noticeably over the available period: $893 in 2021, $1613 in 2023, $1510 in 2024, a peak of $2417 in 2025, then $2106 in 2026. This variability makes it difficult to identify a clear linear trend.

To find the best insurance for your LEXUS RX450 2016 vehicle, it is more important than ever to compare the available options.

How much does insurance for your LEXUS RX450 2016 cost in Quebec?

Based on the data provided, the average premium in Quebec City ($2989) is notably higher than in Terrebonne ($1714) for the 2016 Lexus RX450, a gap of more than $1200 between the two cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
QUÉBEC $2988.78
TERREBONNE $1714.03

Frequently asked questions (FAQ)

How much does insurance cost for a 2016 Lexus RX450?
The average premium for a 2016 Lexus RX450 ranged from $893 in 2021 to $2417 in 2025, reaching $2106 in 2026, based on available data.
Have premiums for the 2016 RX450 fluctuated a lot over time?
Yes. The data shows strong variability, moving from $893 in 2021 to $1613 in 2023, then peaking at $2417 in 2025 before falling to $2106 in 2026.
Where is insurance for the 2016 Lexus RX450 most expensive?
Based on the data provided, Quebec City ($2989) shows a notably higher average premium than Terrebonne ($1714) for this model.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for a luxury SUV like the RX450 vary so much?
High replacement value, hybrid parts costs, and regional risk differences can explain significant variation from year to year and city to city.
How can I lower the insurance cost of a Lexus RX450?
Comparing quotes from several insurers and checking for discounts related to bundled policies or a claim-free driving record remains the most effective way to reduce costs.

Offers received by our customers on LEXUS RX450 2016 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use premiums actually offered by our partner insurers in response to quote requests, keeping the lowest one obtained for each vehicle. This data is not limited to policies that were sold.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 09/05/2026

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