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MAZDA MX-5 2002 Car Insurance

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The 2002 Mazda MX-5 Miata is a lightweight, agile roadster known for its pure driving feel and everyday fun factor. An icon of the affordable sports-car segment, it appeals to enthusiasts seeking an authentic driving experience over raw power.

MAZDA MX-5 2002 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for the 2002 Mazda MX-5 Miata fluctuate significantly, moving from $169 in 2021 to $557 in 2025 before dropping to $281 in 2026. This volatility likely reflects a small data sample for this older model rather than a clear trend.

To find the best insurance for your MAZDA MX-5 2002 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2002 cost in Quebec?

Among the cities provided, Longueuil shows the highest premium ($882), well above Repentigny ($344), Montreal ($338), and Saint-Jean-sur-Richelieu ($294), which remain closer to one another.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $314.08
LONGUEUIL $881.81
MONTRÉAL $152.87
REPENTIGNY $343.73
SAINT-JEAN-SUR-RICHELIEU $294.15

Frequently asked questions (FAQ)

How much does insurance cost for a 2002 Mazda MX-5 Miata?
Based on available data, the average premium was $281 in 2026, after fluctuating significantly over the years, even reaching $557 in 2025.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why does the premium for the 2002 Miata vary so much year to year?
For an older model like this one, the number of insured policies can be limited, making annual averages more sensitive to variation — moving from $169 in 2021 to $557 in 2025.
Which city has the highest insurance cost for the 2002 Miata?
Among the cities provided, Longueuil shows the highest premium at $882, compared to $338 in Montreal and $294 in Saint-Jean-sur-Richelieu.
What factors influence insurance costs for an older sports car?
Vehicle age, parts availability, mileage, and usage (recreational or daily) are important factors for a convertible like the 2002 Miata.
What is civil liability coverage in auto insurance?
It's the coverage that protects the driver against damages caused to others in an accident. It is mandatory in Quebec with a minimum of $50,000.
How can I lower insurance costs for an older car like the Miata?
Comparing quotes from several insurers and confirming the declared usage (seasonal or occasional) can help secure a better price for a model like the 2002 Miata.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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