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MAZDA MX-5 2006 Car Insurance

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The 2006 Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving enjoyment and an excellent power-to-weight ratio. An icon in the compact sports car segment, it appeals to enthusiasts seeking an authentic, affordable driving experience.

MAZDA MX-5 2006 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2022 and 2026, premiums for the 2006 Mazda MX-5 Miata fluctuate, moving from $199 to $223, spiking to $391 in 2024, then dropping to $261 before rising again to $328. This variation reflects shifting market and claims conditions rather than a linear trend.

To find the best insurance for your MAZDA MX-5 2006 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2006 cost in Quebec?

Among the provided cities, Laval shows the highest premium ($405), followed by Repentigny ($386), while Saint-Jean-sur-Richelieu offers the lowest amount ($284) for the 2006 Mazda MX-5 Miata.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $405.48
REPENTIGNY $386.24
SAINT-JEAN-SUR-RICHELIEU $284.49

Frequently asked questions (FAQ)

How much does insurance cost for a 2006 Mazda MX-5 Miata?
The average premium has ranged between $199 and $391 depending on the year, reaching $328 in 2026. These variations depend on city, driver profile, and claims history.
Why did the premium spike in 2024?
The average premium reached $391 in 2024, a peak compared to $223 in 2023, possibly linked to a temporary rise in claims or repair costs for this model.
Which city offers the lowest insurance cost for a 2006 MX-5 Miata?
Based on the data provided, Saint-Jean-sur-Richelieu has the lowest premium ($284), compared to Laval ($405) and Repentigny ($386).
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Does an older vehicle like the 2006 Miata cost less to insure?
Generally yes, due to lower replacement value, but its sports-car classification and certain parts costs can offset that advantage.
How can I lower my premium for a 2006 Mazda MX-5 Miata?
Comparing quotes from several insurers, choosing a higher deductible, and limiting use to recreational driving can help reduce the premium for this type of vehicle.

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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