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MAZDA MX-5 2008 Car Insurance

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The 2008 Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving pleasure and exemplary handling. Compact and affordable, it appeals to enthusiasts seeking an authentic everyday convertible driving experience.

MAZDA MX-5 2008 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2008 Mazda MX-5 Miata fluctuate, dropping from $324 in 2022 to a low of $109 in 2023, then rising to $265, $341, and $321 in subsequent years. This variation reflects shifting risk profiles more than a steady trend.

To find the best insurance for your MAZDA MX-5 2008 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2008 cost in Quebec?

Based on the available data, the average premium is slightly higher in Saint-Jean-sur-Richelieu ($395) than in Repentigny ($390), a minimal gap between the two provided cities.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
REPENTIGNY $390.06
SAINT-JEAN-SUR-RICHELIEU $395.14

Frequently asked questions (FAQ)

How much does insurance cost for a 2008 Mazda MX-5 Miata?
The average premium varies by year, ranging from $109 in 2023 to $341 in 2025, with a recent average of $321 in 2026.
Why did the 2008 MX-5 Miata premium fluctuate so much between 2022 and 2026?
Variations, such as the $109 low in 2023, may stem from changes in the number of insured drivers or their risk profile rather than a steady market shift.
Is the premium different between Repentigny and Saint-Jean-sur-Richelieu?
Yes, but the gap is small: $390 in Repentigny compared to $395 in Saint-Jean-sur-Richelieu based on the data provided.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any vehicle driven on public roads.
What factors influence the premium for a sports car like the MX-5?
The vehicle's age, frequent seasonal use, driver profile, and claims history are among the key factors determining premiums for this type of roadster.
How can I lower my insurance premium for a 2008 Miata?
Comparing multiple insurer quotes, declaring seasonal use, and maintaining a clean driving record are effective ways to reduce costs.

Offers received by our customers on MAZDA MX-5 2008 cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/14/2026

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