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MAZDA MX-5 2012 Car Insurance

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The 2012 Mazda MX-5 Miata is a lightweight, agile roadster known for pure driving enjoyment and exemplary handling. Compact and affordable, it appeals to driving enthusiasts seeking an authentic experience rather than raw power.

MAZDA MX-5 2012 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2012 Mazda MX-5 Miata fluctuate without a clear linear trend, rising from $232 in 2022 to a peak of $355 in 2024, then dropping to $247 in 2025 before climbing back to $295 in 2026. This variability reflects periodic adjustments rather than a steady increase.

To find the best insurance for your MAZDA MX-5 2012 vehicle, it is more important than ever to compare the available options.

How much does insurance for your MAZDA MX-5 2012 cost in Quebec?

Based on the data provided, Laval is the only city available for comparison, where the average premium for the 2012 Mazda MX-5 Miata stands at $222, a figure lower than most of the annual premiums observed in the model's history.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
LAVAL $222.36

Frequently asked questions (FAQ)

How much does insurance cost for a 2012 Mazda MX-5 Miata?
The average premium ranged between $232 and $355 from 2022 to 2026, with $295 recorded for the most recent year. In Laval, the average premium observed is $222.
Are premiums for the 2012 MX-5 Miata constantly increasing?
No. The data shows fluctuations rather than a steady increase: the premium rose from $232 in 2022 to $355 in 2024, then dropped to $247 in 2025 before climbing to $295 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, civil liability coverage of at least $50,000 is mandatory for any road vehicle driven on public roads.
Why can a small sports car like the MX-5 be costly to insure?
Despite its compact size, its sporty profile, engine, and roadster classification can influence the premium, though its age and lower replacement value tend to keep it more affordable.
Is the Laval premium representative of the rest of Quebec?
The data provided only covers Laval, where the average premium is $222. It is not possible to compare with other cities without additional data.
How can I reduce my premium for a 2012 MX-5 Miata?
Comparing quotes from several insurers, choosing a higher deductible, and maintaining a clean driving record are effective ways to reduce the premium cost.

No recent premium example was found for "MAZDA MX-5 2012".

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 08/13/2026

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