MAZDA MX-5 2022 Car Insurance

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The 2022 Mazda MX-5 is a lightweight, agile roadster built for pure driving enjoyment. Compact and naturally aspirated, it appeals to enthusiasts seeking an accessible sports-car experience far removed from heavier family sedans.

MAZDA MX-5 2022 CAR INSURANCE RATES OVER THE LAST 5 YEARS.

From 2022 to 2026, premiums for the 2022 Mazda MX-5 fluctuate, dropping from $818 to $434 in 2023 before climbing back to $701, $741, and $1036. This variability reflects market adjustments rather than a stable linear trend.

To find the best insurance for your MAZDA MX-5 2022 vehicle, it is more important than ever to compare the available options.

Get low-cost insurance for your MAZDA MX-5 2022

How much does insurance for your MAZDA MX-5 2022 cost in Quebec?

Premiums vary widely by city: Gatineau shows the highest amount ($2660), followed by Montreal ($1869), while Saint-Jean-sur-Richelieu stands out with a significantly lower premium ($493).

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City	Average price over the last 12 months
GATINEAU	$2659.62
MONTRÉAL	$1868.82
SAINT-JEAN-SUR-RICHELIEU	$493.42

Frequently asked questions (FAQ)

How much does insurance cost for a 2022 Mazda MX-5?

Based on available data, the average premium has ranged between $434 and $1036 depending on the year, reaching $1036 in 2026 after several fluctuations since 2022.

Has the premium for the 2022 MX-5 increased over time?

Not in a linear way. The premium dropped from $818 in 2022 to $434 in 2023, then gradually climbed back to $1036 in 2026, showing irregular movement rather than a steady increase.

Which city has the highest insurance cost for the 2022 MX-5?

Based on the data provided, Gatineau shows the highest premium ($2660), followed by Montreal ($1869), while Saint-Jean-sur-Richelieu is significantly more affordable ($493).

Why do premiums vary so much between cities for this vehicle?

The differences observed, such as $2660 in Gatineau versus $493 in Saint-Jean-sur-Richelieu, may reflect variations in traffic density, local claim rates, and competition among insurers.

Is auto insurance mandatory in Quebec?

Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.

What factors influence the premium for a Mazda MX-5?

The vehicle's sports classification, replacement value, parts cost, and driver profile all influence the premium, which reached $1036 in 2026 according to the latest data.

How can I reduce insurance costs for a 2022 MX-5?

Comparing quotes from several insurers, especially between cities with very different premiums like Gatineau and Saint-Jean-sur-Richelieu, can often reveal meaningful savings.

Offers received by our customers on MAZDA MX-5 2022 cars

MAZDA MX-5 2022

A Woman from Sainte-Brigitte-De-Laval

$758 /year

Premium computed in December 2022

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
Last updated: 09/04/2026

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Disclaimer: This article is intended for information purposes, with the sole objective of providing food for thought. Under no circumstances should it be construed as advice regarding insurance solutions. Only a duly certified insurance professional is qualified to analyze your personal situation, discuss your needs with you and advise you on insurance solutions.

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