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POLESTAR Car Insurance

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Polestar is a Swedish automaker specializing in high-performance electric vehicles, born from a partnership with Volvo. The brand emphasizes clean Scandinavian design, dynamic driving dynamics, and a strong sustainability focus, appealing to tech-savvy urban drivers.

POLESTAR CAR INSURANCE RATES OVER THE LAST 5 YEARS.

Between 2021 and 2026, premiums for Polestar vehicles fluctuate significantly, dropping from $1995 to $1472 in 2022, then climbing steadily to $2515 in 2025, before easing to $2172 in 2026. This variability reflects the evolving EV market and shifting repair-cost dynamics.

To find the best insurance for your POLESTAR vehicle, it is more important than ever to compare the available options.

How much does insurance for your POLESTAR cost in Quebec?

The highest premiums are found in Brossard ($3478), Montreal ($3113), and Laval ($3022), while Longueuil ($1627), Saint-Jean-sur-Richelieu ($1675), and Saguenay ($1747) show the lowest amounts. Other cities fall in a mid-range band, between $1887 and $2605.

To get the exact cost for your situation, the best approach is to compare offers from several insurers. Using our Clicassure comparison tool, you can easily find the best premium tailored to your needs.

City Average price over the last 12 months
BROSSARD $3477.83
DRUMMONDVILLE $1887.08
GATINEAU $2054.06
LAVAL $3065.58
LÉVIS $1948.62
LONGUEUIL $1627.39
MONTRÉAL $3156.85
QUÉBEC $2296.12
REPENTIGNY $2308.26
SAINT-JEAN-SUR-RICHELIEU $1675.33
SAINT-JÉRÔME $2432.77
SHERBROOKE $2443.89
TERREBONNE $1929.85
TROIS-RIVIÈRES $2605.49

Frequently asked questions (FAQ)

How much does auto insurance cost for a Polestar?
The average premium for a Polestar vehicle varies by year, ranging from $1472 in 2022 to $2515 in 2025, with an average of $2172 in 2026.
Is auto insurance mandatory in Quebec?
Yes. In Quebec, minimum civil liability coverage of $50,000 is mandatory for any road vehicle driven on public roads.
Why do Polestar premiums vary so much year to year?
The EV market is evolving quickly, with adjustments tied to parts costs, claims-data availability, and replacement value, explaining the swing between $1472 and $2515 seen from 2022 to 2025.
Which cities have the highest Polestar insurance premiums?
Based on the data provided, Brossard ($3478), Montreal ($3113), and Laval ($3022) show the highest average premiums for this automaker.
Where are Polestar premiums the most affordable?
Longueuil ($1627), Saint-Jean-sur-Richelieu ($1675), and Saguenay ($1747) post the lowest average amounts among the cities analyzed.
Are electric vehicles like Polestar more expensive to insure?
Specialized repair costs and higher replacement values for electric vehicles can affect premiums, but the actual gap also depends on the city and the driver's profile.
How can I reduce my premium for a Polestar?
Comparing quotes from several insurers, especially between cities like Longueuil and Brossard where the gap exceeds $1800, remains the most effective way to find the best price.

Offers received by our customers on POLESTAR cars

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Methodology

To guarantee you the best possible information, the data presented on this page is based on the following rigorous criteria :

  • Analysis period: Our analyses are based solely on insurance submissions collected over the millions of submissions in recent years, thus guaranteeing the relevance of our comparisons.
  • Real-world comparisons: We only use data from insurance submissions that actually resulted in a sale.
  • Proven savings: The results presented only reflect cases where the user has saved money thanks to our comparison tool.
  • Last updated: 07/13/2026